422 Cliffside Dr, Titus, AL 36080 Property Records

Elmore County property record for 422 Cliffside Dr, Titus, AL 36080

Property Summary

Property Type	Single Family Home
Details	5 ba · 4,675 sqft · built 2000
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on Record
Tax Bill	$2,626 (2026)
Deeds & Mortgages	Feb 2024 Second Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-07-36-0-001-001.010`

Property Details

APN / Parcel Number

Primary APN	`03-07-36-0-001-001.010`
Alternative APN	`92270`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,675 sqft Living Area
1st Floor Area	2,244 sqft
2nd Floor Area	1,751 sqft
Upper Floors Area	1,751 sqft
Basement Area	1,182 sqft
Finished Basement	972 sqft
Unfinished Basement	210 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	20,909 sqft (0.48 acres)
Garage Type	Basement
Garage Area	779 sqft

Exterior Amenities

Porch	Patio
Porch Area	765 sqft
Deck Area	207 sqft
Patio Area	207 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	422 CLIFFSIDE DR
City	TITUS
State	AL
Zip	36080-3709
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.48 AC LAKE LOT IN NW1/4 NE1/4 SEC 36-20-17
Legal Range	017
Legal Township	020
Legal Section	36
Legal Subdivision	RONALD BURKE
Jurisdiction	ELMORE AL
Township / Civil Division	TITUS
Census Block Group	2
Census Block	2012
Census Tract	30200

Owner

Source: Elmore County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	422 CLIFFSIDE DR, TITUS, AL 36080-3709
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Nov 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY LLC
Jan 21, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELMORE AL
Property Address	494 CLIFFSIDE DR, TITUS, AL 36080-3709
Transaction Type	Mortgage
Record Updated	Mar 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02024/7401
Date	Feb 20, 2024
Book Page	2024/7401

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 20, 2054

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELMORE AL
Property Address	494 CLIFFSIDE DR, TITUS, AL 36080-3709
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/82777
Date	Nov 10, 2020
Book Page	2020/82777

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company
Address	CORTE MADERA, CA 94925

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELMORE AL
Property Address	494 CLIFFSIDE DR, TITUS, AL 36080-3709
Transaction Type	Mortgage
Record Updated	Feb 7, 2020
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/04454
Date	Jan 21, 2020
Book Page	2020/04454

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 17, 2050

Tax Assessment & Valuation

Source: Elmore County assessment roll, as of March 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Elmore County
Unified School District	Elmore County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,626.00 (+6.97%)
2025	$2,455.00 (+6.97%)	$97,940 (+6.99%)	$1,124,740 (+22.89%) Land $106,600 Building $1,018,140
2024	$2,295.00 (-1.12%)	$91,540 (-1.08%)	$915,240 (-1.1%) Land $92,700 Building $822,540
2023	$2,321.00 (+26.83%)	$92,544 (+29.34%) Land $9,270 Building $83,274	$925,440 (+29.34%) Land $92,700 Building $832,740
2022	$1,830.00	$71,553 Land $10,197 Building $61,356	$715,530 Land $101,970 Building $613,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	5 (2009)
Most Recent Claim	Nov 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 82% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ELMORE WATER & SEWER AUTHORITY serves 39,798 people · EPA ID AL0000547
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

May also be available: Central Access, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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