422 Central Ave, Findlay, OH 45840 Property Records

Hancock County property record for 422 Central Ave, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,322 sqft · built 1900
Lot Size	0.172 acres (7,501 sqft)
Owner	Individual Name on Record
Last Sale	$60,000 (Feb 2013)
Tax Bill	$1,427 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Mar 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1011-181-20-034.000`

Property Details

APN / Parcel Number

Primary APN	`1011-181-20-034.000`
Alternative APN	`580000241290`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,322 sqft Living Area
1st Floor Area	986 sqft
2nd Floor Area	336 sqft
Basement Area	824 sqft
Unfinished Basement	824 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	110 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	422 CENTRAL AVE
City	FINDLAY
State	OH
Zip	45840-5831
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HULL ADD LOT 8301
Legal Subdivision	HULL ADD
Legal Lot Number	8301
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	2
Census Block	2002
Census Tract	800

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	422 CENTRAL AVE, FINDLAY, OH 45840-5831
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2025	Deed of Trust, Mortgage · Conventional Mortgage HANCOCK FCU
Mar 21, 2024	Deed of Trust, Mortgage · Conventional Mortgage HANCOCK FCU
Dec 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage HANCOCK FCU
Mar 18, 2019	Affidavit of Death of Joint Tenant, Transfer MID S TITLE AGENCY, MID AM TITLE AGENCY
Mar 18, 2019	Transfer on Death Deed, Transfer MID S TITLE AGENCY, MID AM TITLE AGENCY
Sep 20, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2013 · Amount on Record
Deed Sale	Feb 27, 2013 · Amount on Record
Deed Document Number	20132112
Deed Book / Page	2436 / 2082
Last Transfer Date	Mar 15, 2019
Transfer Doc	02553/2320
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	422 CENTRAL AVE, FINDLAY, OH 45840-5831
Transaction Type	Mortgage
Record Updated	Nov 3, 2025
Title Company	FLAG CITY TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 CENTRAL AVE, FINDLAY, OH 45840-5831

Mortgage

Document Number	02623/4406
Date	Oct 22, 2025
Book Page	2623/4406
Instrument	202500008811

Lender

Name	HANCOCK FCU
Type	Credit Union
Address	1701 E MELROSE AVE, FINDLAY, OH 45840

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2040

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	422 CENTRAL AVE, FINDLAY, OH 45840-5831
Transaction Type	Mortgage
Record Updated	Apr 2, 2024
Title Company	ASSURED TITLE, ASSURED TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02609/2829
Date	Mar 21, 2024
Book Page	2609/2829
Instrument	202400001806

Lender

Name	HANCOCK FCU
Type	Credit Union
Address	FINDLAY, OH 45840

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 13, 2034

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	422 CENTRAL AVE, FINDLAY, OH 45840-5831
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2576/952
Date	Dec 7, 2020
Book Page	2576/952
Instrument	202000012405

Lender

Name	HANCOCK FCU
Type	Credit Union
Address	FINDLAY, OH 45840

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 30, 2030

March 2019: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	HANCOCK OH
Recording Date	Mar 18, 2019
Property Address	422 CENTRAL AVE, FINDLAY, OH 45840-5831
Document Number	02553/2320
Book / Page	2553 / 2320
Instrument Date	Mar 15, 2019
Instrument	201900001888
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	MID S TITLE AGENCY, MID AM TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	422 CENTRAL AVE, 422, FINDLAY, OH 45840-5831

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

March 2019: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HANCOCK OH
Recording Date	Mar 18, 2019
Property Address	422 CENTRAL AVE, FINDLAY, OH 45840-5831
Document Number	02553/2322
Book / Page	2553 / 2322
Instrument Date	Mar 15, 2019
Instrument	201900001889
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	MID S TITLE AGENCY, MID AM TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HANCOCK OH
Recording Date	Sep 20, 2017
Property Address	422 CENTRAL AVE, FINDLAY, OH 45840-5831
Document Number	02526/0285
Book / Page	2526 / 0285
Instrument Date	Sep 15, 2017
Instrument	201700008076
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	422 CENTRAL AVE, FINDLAY, OH 45840-5831

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,427.00 (+8.68%) Homeowner's exemption	$46,570 (+25.93%) Land $5,780 Building $40,790	$133,060 (+25.97%) Land $16,510 Building $116,550
2024	$1,313.00 (-0.15%)	$36,980 (-) Land $4,590 Building $32,390
2023	$1,315.00 Homeowner's exemption	$36,980 Land $4,590 Building $32,390
2022			$105,630 Land $13,100 Building $92,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Nearby Flood Policies	32 in force
Nearby Flood Claims	230 (1981–2017)
Claims Outside the SFHA	11 of 230
Most Recent Claim	Jul 2017 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 110 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
HDER Link Fixed Wireless	500 / 500
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Amplex Wireless.

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