422 Cedar St, Harrisonburg, VA 22801 Property Records

Harrisonburg City property record for 422 Cedar St, Harrisonburg, VA 22801

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,425 sqft · built 1968
Lot Size	0.413 acres (18,000 sqft)
Owner	Individual Name on File
Last Sale	$382,750 (Oct 2022)
Tax Bill	$3,642 (2026)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`020 D 23`

Property Details

APN / Parcel Number

Primary APN	`020 D 23`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,425 sqft Living Area
Basement Area	1,125 sqft
Finished Basement	1,125 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1984
Exterior Material	Brick
Roof Material	Shingle
Lot Area	18,000 sqft (0.413 acres)
Lot Dimensions	120 ft deep x 150 ft wide
Driveway	Concrete Driveway
Driveway Area	1 sqft

Exterior Amenities

Porch	Slab
Porch Area	135 sqft
Deck Area	96 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Street Address	422 CEDAR ST
City	HARRISONBURG
State	VA
Zip	22801-1514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	QUADRANT 4 NES CEDAR ST LOT 23 BLOCK C SEC 3 HILLANDALE
Legal Subdivision	HILLANDALE
Legal Block	C
Legal Lot Number	23
Jurisdiction	HARRISONBURG CITY VA
Township / Civil Division	HARRISONBURG
Census Block Group	1
Census Block	1035
Census Tract	301

Owner

422 Cedar St is owned and occupied by an individual who bought it in October 2022.

Source: Harrisonburg City records, as of October 16, 2026

Owner of Record	Individual Name on File
Mailing Address	422 CEDAR ST, HARRISONBURG, VA 22801-1514
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2022	Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
Sep 27, 2019	Deed, Transfer · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2022 · Amount on File
Deed Sale	Oct 24, 2022 · Amount on File
Prior Sale	Sep 27, 2019 · Amount on File
Deed Document Number	202225983
Deed Book / Page	5637 / 71
Record Updated	Oct 29, 2026

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HARRISONBURG CITY VA
Recording Date	Oct 24, 2022
Property Address	422 CEDAR ST, HARRISONBURG, VA 22801-1514
Document Number	0005637/71
Book / Page	5637 / 71
Map Reference	MB 321 PG 177
Instrument Date	Oct 6, 2022
Instrument	2022-25983
Transaction Type	Transfer
Record Updated	Nov 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$383.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	422 CEDAR ST, HARRISONBURG, VA 22801-1514

Mortgage

Document Number	0202225984
Date	Oct 24, 2022
Instrument	2022-25984

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Nov 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10%
Index	Other
Margin	3
Max Rate	10%

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	HARRISONBURG CITY VA
Recording Date	Sep 27, 2019
Property Address	422 CEDAR ST, HARRISONBURG, VA 22801-1514
Document Number	005164/404
Book / Page	5164 / 404
Map Reference	MB 321 PG 177
Instrument Date	Sep 11, 2019
Instrument	2019-23671
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$290.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	422 CEDAR ST, HARRISONBURG, VA 22801-1514

Mortgage

Document Number	0201923672
Date	Sep 27, 2019
Instrument	2019-23672

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 422 Cedar St was $3,642.

Source: Harrisonburg City assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Harrisonburg City
Unified School District	Harrisonburg City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,642.00	$360,600 (+1.66%) Land $66,000 Building $294,600	$360,600 (+1.66%) Land $66,000 Building $294,600
2025		$354,700 Land $66,000 Building $288,700	$354,700 Land $66,000 Building $288,700
2024	$3,540.00 (+12.99%)
2023	$3,133.00	$326,400 Land $66,000 Building $260,400	$326,400 Land $66,000 Building $260,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 422 Cedar St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1985–1996)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 1996 · Hurricane Fran And Associated Severe Storm Cond
Claims by Event	Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 422 Cedar St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HARRISONBURG serves 61,000 people · EPA ID VA2660345
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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