Hardin County property record for 422 Cabernet Dr, Vine Grove, KY 40175
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,297 sqft · built 2008 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $300,000 (Dec 2020) |
| Tax Bill | $2,789 (2025) |
| Deeds & Mortgages | Feb 2018 Mortgage Mar 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 140-10-03-111 |
| Primary APN | 140-10-03-111 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,297 sqft Living Area |
| Basement Area | 2,297 sqft |
| Unfinished Basement | 2,297 sqft |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Heating System | Central |
|---|
| Street Address | 422 CABERNET DR |
|---|---|
| City | VINE GROVE |
| State | KY |
| Zip | 40175-8407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VINELAND PARK LT111 |
| Legal Subdivision | VINELAND PARK |
| Legal Block | 3 |
| Legal Lot Number | 111 |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | RADCLIFF |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 800 |
422 Cabernet Dr is owned by two individuals who bought it in December 2020.
Source: Hardin County records, as of January 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 6010, ELIZABETHTOWN, KY 42702-6010 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 22, 2018 | Deed of Trust, Mortgage WILSON&MUIR BK |
| Mar 6, 2017 | Deed of Trust, Mortgage MEADE COUNTY BANK |
| Dec 10, 2020 | Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP |
| Mar 6, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 10, 2020 · Amount on File |
| Deed Sale | Dec 10, 2020 · Amount on File |
| Prior Sale | Mar 6, 2017 · Amount on File |
| Deed Book / Page | 1502 / 109 |
| Prior Transfer Date | Mar 30, 2007 |
| Prior Transfer Doc | 001223/500 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 422 CABERNET DR, VINE GROVE, KY 40175-8407 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000002224/0000001121 |
|---|---|
| Date | Feb 22, 2018 |
| Book Page | 0000002224/0000001121 |
| Instrument | 010561980013 |
| Name | WILSON&MUIR BK |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 11 Months |
| Due | Jan 1, 2019 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 422 CABERNET DR, VINE GROVE, KY 40175-8407 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02190/1339 |
|---|---|
| Date | Mar 6, 2017 |
| Book Page | 2190/1339 |
| Name | MEADE COUNTY BANK |
|---|---|
| Type | Bank |
| Address | BRANDENBURG, KY 40108 |
| Amount | Amount on Record |
|---|---|
| Term | 12 Months |
| Due | Mar 1, 2018 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Dec 10, 2020 |
| Property Address | 422 CABERNET DR, VINE GROVE, KY 40175-8407 |
| Document Number | 001502/109 |
| Book / Page | 1502 / 109 |
| Map Reference | CAB I SH 3944-3949 |
| Instrument Date | Dec 9, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Title Company | BLUEGRASS LAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 422 W MAIN ST, 422, VINE GROVE, KY 40175-1309 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 6010, ELIZABETHTOWN, KY 42702-6010 |
| Document Number | 002350/651 |
|---|---|
| Date | Dec 10, 2020 |
| Book Page | 2350/651 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Mar 6, 2017 |
| Property Address | 422 CABERNET DR, VINE GROVE, KY 40175-8407 |
| Document Number | 01436/1401 |
| Book / Page | 1436 / 1401 |
| Map Reference | PL CAB 1 SH 3944 |
| Instrument Date | Mar 1, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $210.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 60055 BRANDENBURG RD, 60055, BRANDENBURG, KY 40108 |
| Name | Verified Name |
|---|---|
| Address | 422 W MAIN ST, VINE GROVE, KY 40175-1309 |
The 2025 property tax bill for 422 Cabernet Dr was $2,789.
Source: Hardin County assessment roll, as of January 20, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Municipality | Vine Grove City |
| Unified School District | Hardin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,789.00 | $300,000 Land $40,000 Building $260,000 | $300,000 Land $40,000 Building $260,000 |
| 2023 | $300,000 Land $40,000 Building $260,000 | $300,000 Land $40,000 Building $260,000 | |
| 2021 | $2,841.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 422 Cabernet Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective May 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 28 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 4 (2019–2025) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 422 Cabernet Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VINE GROVE WATER DEPARTMENT serves 6,703 people · EPA ID KY0470440 |
|---|---|
| Water Source | Purchased surface water from HARDIN COUNTY WATER DISTRICT #1 |
| Last State Inspection | Apr 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Jun 2025 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Brandenburg Telecom Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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