422 Bruce Ct, Waldron, MI 49288 Property Records

Hillsdale County property record for 422 Bruce Ct, Waldron, MI 49288

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,011 sqft · built 1974
Lot Size	0.513 acres (22,346 sqft)
Owner	2 Individual Names on Record
Last Sale	$25,000 (May 2010)
Tax Bill	$441 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-090-001-024`

Property Details

APN / Parcel Number

Primary APN	`17-090-001-024`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,011 sqft Living Area
1st Floor Area	1,011 sqft
Basement Area	1,011 sqft
Unfinished Basement	1,011 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	22,346 sqft (0.513 acres)
Lot Dimensions	145 ft deep x 154 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Baseboard
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	422 BRUCE CT
City	WALDRON
State	MI
Zip	49288-9738
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 78 FT OF LOT 20 ALSO W 76 FT OF LOT 21 RUTLEDGE ADD SEC 33 T8S R1W VILLAGE OF WALDRON
Legal Range	01W
Legal Township	08S
Legal Section	33
Legal Subdivision	RUTLEDGE ADD
Legal Lot Number	20,21
Jurisdiction	HILLSDALE MI
Township / Civil Division	WRIGHT
Census Block Group	4
Census Block	4008
Census Tract	51100

Owner

Source: Hillsdale County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	422 BRUCE CT, WALDRON, MI 49288-9738
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2023	Deed of Trust, Mortgage · Conventional Mortgage PREMIER BANK
Sep 14, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST FEDERAL BANK OF THE MIDWEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2010 · Amount on Record
Deed Sale	May 3, 2010 · Amount on Record
Prior Sale	Jul 3, 1985 · Amount on Record
Deed Book / Page	1423 / 138
Prior Transfer Date	Apr 29, 2010
Prior Transfer Doc	1423/0127
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	422 BRUCE CT, WALDRON, MI 49288-9738
Transaction Type	Mortgage
Record Updated	May 19, 2023
Title Company	NOT AVAILABLE, MIDSTATE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 BRUCE CT, WALDRON, MI 49288-9738

Mortgage

Document Number	001848/364
Date	Apr 19, 2023
Book Page	1848/364

Lender

Name	PREMIER BANK
Type	Bank
Address	YOUNGSTOWN, OH 44503

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2038

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	422 BRUCE CT, WALDRON, MI 49288-9738
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1702/0142
Date	Sep 14, 2018
Book Page	1702/0142

Lender

Name	FIRST FEDERAL BANK OF THE MIDWEST
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hillsdale County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Wright Township
Municipality	Waldron Village
Unified School District	Waldron Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$441.00 (-42.28%) Homeowner's exemption	$46,200 (+42.59%)	$92,303 (+42.3%) Land $3,951 Building $88,352
2023		$32,400	$64,865 Land $4,087 Building $60,778
2021	$764.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1993 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDRON serves 538 people · EPA ID MI0006850
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Waldron Telephone Company DSL · Fiber in parts of the area	100 / 20
MetaLINK Technologies Fixed Wireless	25 / 5

May also be available: DMCI Broadband, Mercury Fiber, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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