422 Beach Rd, Arnold, MD 21012 Property Records

Anne Arundel County property record for 422 Beach Rd, Arnold, MD 21012

Property Summary

Property Type	Single Family Home
Details	1 ba · 4,300 sqft · built 1950
Lot Size	0.287 acres (12,517 sqft)
Owner	2 Individual Names on Record
Last Sale	$680,000 (Jun 2016)
Tax Bill	$9,056 (2024)
Deeds & Mortgages	Nov 2021 Mortgage Jun 2020 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`03-000-90047335`

Property Details

APN / Parcel Number

Primary APN	`03-000-90047335`
Alternative APNs	`3-000-90047335` `00090047335`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	4,300 sqft Living Area
1st Floor Area	2,280 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	12,517 sqft (0.287 acres)
View / Lot	Waterfront
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00090047335
Street Address	422 BEACH RD
City	ARNOLD
State	MD
Zip	21012-1119
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LT 3 OR .287 ACRE ARNOLD
Legal Subdivision	ARNOLD
Legal Block	2
Legal Lot Number	3
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	2
Census Block	2005
Census Tract	731105

Owner

Source: Anne Arundel County records, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	422 BEACH RD, ARNOLD, MD 21012-1119
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jun 4, 2020	Intrafamily Transfer, Transfer · Construction Mortgage WESBANCO BANK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2016 · Amount on Record
Deed Sale	Jun 29, 2016 · Amount on Record
Deed Book / Page	29760 / 486
Last Transfer Date	May 22, 2020
Transfer Doc	0346870028
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	422 BEACH RD, ARNOLD, MD 21012-1119
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0378270336
Date	Nov 1, 2021
Book Page	37827/336

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	354 Months
Due	May 1, 2051

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jun 4, 2020
Property Address	422 BEACH RD, ARNOLD, MD 21012-1119
Document Number	0346870028
Book / Page	34687 / 28
Map Reference	LB 4619 FO 63
Instrument Date	May 22, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	422 BEACH RD, ARNOLD, MD 21012-1119

Mortgage

Document Number	3468732
Date	Jun 4, 2020
Instrument	34687/32

Lender

Name	WESBANCO BANK INC
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Jun 1, 2035
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	8.62%
Index	1-Year CMT
Margin	3
Max Rate	8.62%

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$969,733 (+25.84%)	$1,332,800 (+69.09%) Land $957,900 Building $374,900
2024	$9,056.00 (+8.31%)
2023	$8,361.00 Homeowner's exemption	$770,600	$788,200 Land $673,900 Building $114,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 individual policies
Nearby Flood Policies	65 units insured incl. 34 condo units
Nearby Flood Claims	31 (1979–2024)
Claims Outside the SFHA	5 of 31
Most Recent Claim	Jan 2024 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fiber	980 / 880
Believe Broadband Fixed Wireless	500 / 100
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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