422 Alder St, Olean, NY 14760 Property Records

Cattaraugus County and Olean City property record for 422 Alder St, Olean, NY 14760

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,420 sqft · built 1959
Lot Size	0.616 acres (26,840 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Mar 2025)
Tax Bill	$2,628 (2026)
Deeds & Mortgages	Jan 2026 Sale Apr 2023 Mortgage
APN	`041200 94.059-6-61`

Property Details

APN / Parcel Number

Primary APN	`041200 94.059-6-61`
Alternative APNs	`120009405900060610000000` `000270`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,420 sqft Living Area
1st Floor Area	1,420 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	26,840 sqft (0.616 acres)
Lot Dimensions	244 ft deep x 110 ft wide
Garage Type	Detached
Garage Area	1,344 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	000270
Street Address	422 ALDER ST
City	OLEAN
State	NY
Zip	14760-3141
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Block	6
Legal Lot Number	61.000
Jurisdiction	CATTARAUGUS NY
Township / Civil Division	OLEAN
Census Block Group	2
Census Block	2000
Census Tract	961800

Owner

422 Alder St is owned and occupied by an individual who acquired it in December 2025.

Source: Cattaraugus County and Olean City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	422 ALDER ST, OLEAN, NY 14760-3141
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Quit Claim Deed, Transfer Quitclaim
Apr 3, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) OLEAN AREA FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2025 · Amount on File
Deed Sale	Mar 13, 2025 · Amount on File
Deed Document Number	20253423
Last Transfer Date	Dec 30, 2025
Transfer Doc	0000000654
Record Updated	Oct 29, 2026

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CATTARAUGUS NY
Recording Date	Jan 15, 2026
Property Address	422 ALDER ST, OLEAN, NY 14760-3141
Document Number	0000000654
Instrument Date	Dec 30, 2025
Instrument	202600654
Transaction Type	Transfer
Record Updated	Feb 18, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 ALDER ST, OLEAN, NY 14760-3141

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATTARAUGUS NY
Property Address	422 ALDER ST, OLEAN, NY 14760-3141
Transaction Type	Mortgage
Record Updated	Apr 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005480
Date	Apr 3, 2023
Instrument	202305480

Lender

Name	OLEAN AREA FCU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	61 Months
Due	May 1, 2028

Tax Assessment & Valuation

The 2026 property tax bill for 422 Alder St was $2,628, down 38.6% from the year before.

Source: Cattaraugus County and Olean City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Cattaraugus County
Municipality	Olean City
Unified School District	Olean City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,628.00 (-38.57%)
2025	$4,278.00 (+275.59%)	$68,000 (-) Land $10,700 Building $57,300	$95,775 (+4.23%) Land $15,070 Building $80,705
2024	$1,139.00 Homeowner's exemption Senior Citizen's exemption	$68,000 (-) Land $10,700 Building $57,300	$91,892 (+5.41%) Land $14,459 Building $77,433
2023		$68,000 Land $10,700 Building $57,300	$87,179 Land $13,718 Building $73,461

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 422 Alder St; there have been 2 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	2 (1981–2012)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 422 Alder St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLEAN CITY serves 14,500 people · EPA ID NY0400345
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Armstrong.

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