422 7th St E, Cresco, IA 52136 Property Records

Howard County property record for 422 7th St E, Cresco, IA 52136 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Year BuiltBuilt 1960
Square Footage1,040 sqft Living Area
Lot Size7,492 sqft (0.172 acres)
GarageAttached, 308 sqft
OccupancyOwner Occupied
Last Sale$60,000 (2013)
Tax Bill$1,604.00 (2025)

Property Details

APN / Parcel Number

Primary APN320060801010000

Interior

Bedrooms4 Beds
Total Rooms7 Rooms
Building Area1,040 sqft Living Area
Basement Area1,040 sqft Basement
Finished Basement700 sqft Finished
Unfinished Basement340 sqft Unfinished
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof ConstructionHip Roof Construction
Roof MaterialAsphalt Roof
Lot Area7,492 sqft (0.172 acres)
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area308 sqft Garage

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address422 7TH ST E
CityCRESCO
StateIA
Zip52136-1326
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionN 75' LOTS 1 & 2 BLK 8 BERGS ADDN
Legal SubdivisionBERGS ADDN
Legal Block8
Legal Lot Number1 & 2
JurisdictionHOWARD IA
Minor Civil DivisionVERNON SPRINGS
Census Blockgroup1
Census Block1001
Census Tract960100

Owner

Source: Howard County records · APN 320060801010000

Assessment roll updated October 30, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address422 7TH ST E, CRESCO, IA 52136-1326
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Jan 02, 2020Deed of Trust, Mortgage · Stand Alone Refinance
CUSB BANK
Jan 02, 2020Deed of Trust, Mortgage · Stand Alone Refinance
CUSB BANK
Aug 16, 2013Legal Action/Court Order, Foreclosure · Line of Credit
C US BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 16, 2013 · Amount on Record
Deed SaleAug 16, 2013 · Amount on Record
Deed Doc Number20131371
Deed Book / Page2013 / 1371
Last Transfer DateMay 01, 2024
Transfer Doc0000000529
Record RefreshedSep 20, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOWARD IA
Property Address422 7TH ST E, CRESCO, IA 52136-1326
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002020/11
DateJan 02, 2020
Book Page2020/11
Instrument11
Lender
NameCUSB BANK
Agreement
TypeStand Alone Refinance
AmountAmount Recorded

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOWARD IA
Property Address422 7TH ST E, CRESCO, IA 52136-1326
Transaction TypeMortgage
Record UpdatedJan 29, 2020

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020/11
DateJan 02, 2020
Book Page2020/11
Instrument11
Lender
NameCUSB BANK
Agreement
TypeStand Alone Refinance
AmountAmount Recorded

August 2013: Legal Action/Court Order, Foreclosure

Document TypeLegal Action/Court Order
JurisdictionHOWARD IA
Recording DateAug 16, 2013
Property Address422 7TH ST E, CRESCO, IA 52136-1326
Document Number02013/1371
Book / Page2013 / 1371
Instrument DateAug 15, 2013
Instrument2013 1371
Transaction TypeForeclosure
Record UpdatedApr 03, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$95.20
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address422 7TH ST E, CRESCO, IA 52136-1326
InvestorPossibly a Property Investor

Mortgage

Document Number0020131372
DateAug 16, 2013
Instrument2013 1372
Lender
NameC US BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: Howard County records · Assessment roll updated October 30, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateIowa
CountyHoward County
MunicipalityCresco City
Unified School DistrictHoward-Winneshiek Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,604.00 Homeowner's exemption$124,420 (+12.11%) Land $9,560 Building $114,860$124,420 (+12.11%) Land $9,560 Building $114,860
2024$1,604.00 (-10.79%)
2023$110,980 (+19.73%) Land $9,560 Building $101,420$110,980 (+19.73%) Land $9,560 Building $101,420
2022$1,798.00 Homeowner's exemption$92,690 Land $9,560 Building $83,130
2021$92,690 Land $9,560 Building $83,130

Flood & Wildfire

422 7th St E is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Howard County (19089C), updated September 16, 2011

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on 7th St E

Nearby Streets

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