Lake County property record for 422 7th Ave, Two Harbors, MN 55616 · Last verified August 2023
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 836 sqft · built 1950 |
| Owner | Individual Name on File |
| Last Sale | $159,000 (Feb 2022) |
| Deeds & Mortgages | Feb 2022 Sale Aug 2021 Mortgage + 1 more |
| APN | 23-7661-37011 |
| Primary APN | 23-7661-37011 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 836 sqft Gross Area |
| Utility Area | 35 sqft |
| Utility Room | Utility Room |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Wood |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Deck Area | 80 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 422 7TH AVE |
|---|---|
| City | TWO HARBORS |
| State | MN |
| Zip | 55616-1450 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W12 OF E12 OF LOT 1 BLOCK 37 |
| Legal Block | 37 |
| Legal Lot Number | 1 |
| Jurisdiction | LAKE MN |
| Township / Civil Division | TWO HARBORS |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 370400 |
Source: Lake County records · APN 23-7661-37011
Assessment roll updated February 1, 2023 · Last verified August 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 422 7TH AVE, TWO HARBORS, MN 55616-1450 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 01, 2022 | Warranty Deed, Transfer |
| Aug 25, 2021 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL NETWORK |
| Feb 25, 2019 | Personal Representative Deed, Transfer · Stand-Alone First Mortgage NEW AMERICAN FUNDING |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 02, 2022 · Amount on Record |
| Deed Sale | Feb 02, 2022 · Amount on Record |
| Prior Sale | Feb 25, 2019 · Amount on Record |
| Deed Document Number | 199513 |
| Prior Transfer Date | Feb 01, 2022 |
| Prior Transfer Doc | A000199513 |
| Record Updated | Jun 07, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE MN |
| Recording Date | Feb 01, 2022 |
| Property Address | 422 7TH AVE, TWO HARBORS, MN 55616-1450 |
| Document Number | A000199513 |
| Instrument Date | Jan 26, 2022 |
| Instrument | A000199513 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 422 7TH AVE, TWO HARBORS, MN 55616-1450 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MN |
| Property Address | 422 7TH AVE, TWO HARBORS, MN 55616-1450 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | A000198283 |
|---|---|
| Date | Aug 25, 2021 |
| Instrument | A000198283 |
| Name | AMERICAN FINANCIAL NETWORK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | LAKE MN |
| Recording Date | Feb 25, 2019 |
| Property Address | 422 7TH AVE, TWO HARBORS, MN 55616-1450 |
| Document Number | A000191400 |
| Instrument Date | Feb 04, 2019 |
| Instrument | A000191400 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 422 7TH AVE, TWO HARBORS, MN 55616-1450 |
| Document Number | A000191401 |
|---|---|
| Date | Feb 25, 2019 |
| Instrument | A000191401 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2049 |
Source: Lake County records · Assessment roll updated February 1, 2023 · Last verified August 2023
| Type | Name |
|---|---|
| State | Minnesota |
| County | Lake County |
| Municipality | Two Harbors City |
| Unified School District | Lake Superior Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2023 | $194,000 Land $22,800 Building $171,200 | $194,000 Land $22,800 Building $171,200 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270753704002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | May 1979, tidal / storm surge |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 538 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | Fiber | 7,000 / 7,000 |
| Zito West Holding | Fiber | 1,000 / 1,000 |
| Mediacom Communications | Cable | 1,000 / 50 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: T-Mobile USA, Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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