422 4th St, Sunset Beach, NC 28468 Property Records

Brunswick County property record for 422 4th St, Sunset Beach, NC 28468

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,382 sqft · built 1988
Lot Size	0.107 acres (4,661 sqft)
Owner	2 Individual Names on Record
Last Sale	$423,000 (Mar 2021)
Tax Bill	$3,267 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`256OG031`

Property Details

APN / Parcel Number

Primary APN	`256OG031`
Alternative APNs	`105413043332` `80108818`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,382 sqft Heated Area
Gross Area	2,040 sqft
1st Floor Area	160 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1998
Exterior Material	Wood Siding
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,661 sqft (0.107 acres)
Porch	Patio
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80108818
Street Address	422 4TH ST
City	SUNSET BEACH
State	NC
Zip	28468
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BR2
Legal Description	L-35 B-4 SUNSET BEACH PLAT 7/64
Legal Subdivision	SUNSET BEACH
Legal Block	4
Legal Lot Number	35
Jurisdiction	BRUNSWICK NC
Township / Civil Division	SHALLOTTE
Census Block Group	1
Census Block	1025
Census Tract	20512

Owner

Source: Brunswick County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	380 SANTEE ST NW, CALABASH, NC 28467-1958
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Mar 31, 2021	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jul 5, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2021 · Amount on Record
Deed Sale	Mar 31, 2021 · Amount on Record
Deed Book / Page	4585 / 470
Prior Transfer Date	May 29, 2018
Prior Transfer Doc	0040771148
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Property Address	422 4TH ST, SUNSET BEACH, NC 28468
Transaction Type	Mortgage
Record Updated	Dec 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054581283
Date	Nov 19, 2025
Book Page	5458/1283

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 4, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Mar 31, 2021
Property Address	422 4TH ST, SUNSET BEACH, NC 28468
Document Number	0045850470
Book / Page	4585 / 470
Map Reference	MB 7 PG 64&64-A
Instrument Date	Mar 22, 2021
Transaction Type	Transfer
Record Updated	Aug 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$846.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	415 HARRISON DR, 415, CENTERPORT, NY 11721-1215

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	380 SANTEE ST NW, CALABASH, NC 28467-1958

Mortgage

Document Number	0045850503
Date	Mar 31, 2021
Book Page	4585/503

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Jul 5, 2018
Property Address	422 4TH ST, SUNSET BEACH, NC 28468
Document Number	0040771148
Book / Page	004077 / 001148
Instrument Date	May 29, 2018
Transaction Type	Transfer
Record Updated	Jul 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	41 DICKSON ST INWOOD NY 110961003, INWOOD, NY 11096-1003

Tax Assessment & Valuation

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	Sunset Beach Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$611,040 (-) Land $240,000 Building $371,040	$611,040 (-) Land $240,000 Building $371,040
2025	$3,267.00	$611,040 (-) Land $240,000 Building $371,040	$611,040 (-) Land $240,000 Building $371,040
2024	$3,267.00
2023		$611,040 Land $240,000 Building $371,040	$611,040 Land $240,000 Building $371,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 970 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,102 units insured incl. 132 condo units
Nearby Flood Claims	210 (1979–2022)
Claims Outside the SFHA	6 of 210
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 43 claims Hurricane Bonnie, Aug 1998 · 53 claims Hurricane Fran, Sep 1996 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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