422 41st St, Oakland, CA 94609 Property Records

Alameda County property record for 422 41st St, Oakland, CA 94609

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,296 sqft · built 1912
Lot Size	0.108 acres (4,715 sqft)
Owner	Trust Name on File
Last Sale	$875,000 (Oct 2010)
Tax Bill	$16,198 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-1010-34`

Property Details

APN / Parcel Number

Primary APN	`12-1010-34`
Alternative APN	`012-1010-034-00`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,296 sqft Living Area

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1914
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	4,715 sqft (0.108 acres)

Location & Zoning

Street Address	422 41ST ST
City	OAKLAND
State	CA
Zip	94609-2520
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00034 BLK: AR: 0012 PAGE: 1010
Legal Subdivision	CENTRAL OAKLAND MAP 02
Legal Lot Number	4
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	2
Census Block	2001
Census Tract	401100

Owner

422 41st St is owner-occupied and held in a trust since August 2020.

Source: Alameda County records, as of August 5, 2026

Owner of Record	Trust Name on File
Mailing Address	422 41ST ST, OAKLAND, CA 94609-2520
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Oct 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY LLC
Aug 28, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Aug 28, 2020	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2010 · Amount on File
Deed Sale	Oct 14, 2010 · Amount on File
Prior Sale	Mar 26, 2002 · Amount on File
Deed Document Number	2010299814
Last Transfer Date	Aug 21, 2020
Transfer Doc	0000214452
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	422 41ST ST, OAKLAND, CA 94609-2520
Transaction Type	Mortgage
Record Updated	Oct 20, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 41ST ST, OAKLAND, CA 94609-2520

Mortgage

Document Number	0000162662
Date	Sep 26, 2022
Instrument	2022162662

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	422 41ST ST, OAKLAND, CA 94609-2520
Transaction Type	Mortgage
Record Updated	Nov 12, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 41ST ST, OAKLAND, CA 94609-2520

Mortgage

Document Number	0000351830
Date	Oct 25, 2021
Instrument	2021351830

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company
Address	CORTE MADERA, CA 94925

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Aug 28, 2020
Property Address	422 41ST ST, OAKLAND, CA 94609-2520
Document Number	0000214450
Map Reference	MB 20 PG 84
Instrument Date	Aug 21, 2020
Instrument	2020214450
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	422 41ST ST, OAKLAND, CA 94609-2520

Mortgage

Document Number	0000214451
Date	Aug 28, 2020
Instrument	2020214451

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2040

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Aug 28, 2020
Property Address	422 41ST ST, OAKLAND, CA 94609-2520
Document Number	0000214452
Instrument Date	Aug 21, 2020
Instrument	214452
Transaction Type	Transfer
Record Updated	Oct 23, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	422 41ST ST OAKLAND CA 946092520, OAKLAND, CA 94609-2520

Tax Assessment & Valuation

The 2025 property tax bill for 422 41st St was $16,198 with a homeowner's exemption.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,136,380 (+1.38%) Land $343,014 Building $800,366
2025	$16,198.00 Homeowner's exemption	$1,120,961 Land $336,288 Building $784,673
2023	$16,495.00 Homeowner's exemption	$1,077,448 Land $323,234 Building $754,214	$1,777,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 422 41st St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 422 41st St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 857 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: Astound Broadband, GeoLinks, Google Fiber, T-Mobile.

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