422 2nd St, Traer, IA 50675 Property Records

Tama County property record for 422 2nd St, Traer, IA 50675

Property Summary

Property Type	Commercial
Details	7,245 sqft · built 1920
Lot Size	0.143 acres (6,229 sqft)
Owner	Individual Name on Record
Last Sale	$49,000 (Nov 2025)
Tax Bill	$1,754 (2025)
Deeds & Mortgages	Jun 2011 Mortgage Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`05.09.406.032`

Property Details

APN / Parcel Number

Primary APN	`05.09.406.032`

Interior

Stories	1 Story
Building Area	7,245 sqft Building Perimeter
1st Floor Area	2,256 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	6,229 sqft (0.143 acres)

Location & Zoning

Street Address	422 2ND ST
City	TRAER
State	IA
Zip	50675
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT 4 (EX E 6) & LOT 5 BLK 6 ORIGINAL
Legal Subdivision	ORIGINAL TOWN
Legal Block	6
Legal Lot Number	4
Jurisdiction	TAMA IA
Township / Civil Division	SPRING CREEK
Census Block Group	2
Census Block	2041
Census Tract	290300

Owner

Source: Tama County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1108 S 4TH ST, MARSHALLTOWN, IA 50158-3937
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2011	Deed of Trust, Mortgage · Commercial Mortgage LINCOLN SAVINGS BANK
	Deed of Trust, Mortgage
Nov 25, 2025	Warranty Deed, Transfer · Line of Credit GREEN BELT BANK & TRUST
Sep 4, 2015	Warranty Deed, Transfer
Dec 9, 2005	Warranty Deed, Transfer
Dec 9, 2005	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 25, 2025 · Amount on Record
Deed Sale	Nov 25, 2025 · Amount on Record
Prior Sale	Aug 30, 2021 · Amount on Record
Deed Document Number	20253083
Prior Transfer Date	Nov 11, 2005
Prior Transfer Doc	000761/279
Record Updated	Oct 29, 2026

June 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	422 2ND ST, TRAER, IA 50675
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000889/566
Date	Jun 24, 2011
Book Page	0889/566
Instrument	2011-1785

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank
Address	REINBECK, IA 50669

Agreement

Type	Commercial Mortgage

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	422 2ND ST, TRAER, IA 50675
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TAMA IA
Recording Date	Nov 25, 2025
Property Address	422 2ND ST, TRAER, IA 50675
Document Number	0020253083
Instrument Date	Nov 21, 2025
Instrument	2025-3083
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$77.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 S 4TH ST, MARSHALLTOWN, IA 50158-3937

Mortgage

Document Number	0020253084
Date	Nov 25, 2025
Instrument	2025-3084

Lender

Name	GREEN BELT BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2040

Interest

Rate Type	Adjustable Rate

September 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TAMA IA
Recording Date	Sep 4, 2015
Property Address	422 2ND ST, TRAER, IA 50675
Document Number	000951/096
Book / Page	0951 / 096
Instrument Date	Aug 25, 2015
Instrument	2015-2288
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$23.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2035 K AVE, TRAER, IA 50675-9363
Investor	Possibly a Property Investor

December 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TAMA IA
Recording Date	Dec 9, 2005
Property Address	422 2ND ST, TRAER, IA 50675
Document Number	000761/279
Book / Page	0761 / 279
Instrument Date	Nov 11, 2005
Instrument	2005-2005
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$56.80
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1926 52ND ST, MOUNT AUBURN, IA 52313-9615
Investor	Possibly a Property Investor

December 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TAMA IA
Recording Date	Dec 9, 2005
Property Address	422 2ND ST, TRAER, IA 50675
Document Number	000761/277
Book / Page	0761 / 277
Instrument Date	Nov 1, 2005
Instrument	2005-2004
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$56.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 124, LA PORTE CITY, IA 50651-0124
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Tama County assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Tama County
Municipality	Gladbrook City
Unified School District	Gladbrook-Reinbeck Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,754.00	$104,000 (+34.8%) Land $2,300 Building $101,700	$104,000 (+34.8%) Land $2,300 Building $101,700
2024		$77,150 (-) Land $2,300 Building $74,850
2023		$77,150 Land $2,300 Building $74,850	$77,150 Land $2,300 Building $74,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLADBROOK WATER SUPPLY serves 799 people · EPA ID IA8640089
Water Source	Purchased groundwater from IA REGIONAL UTILITIES ASSOC (WAVERLY)
Last State Inspection	Jun 2025
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Reinbeck Telecommunications Utility.

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