Carlton County property record for 422 18th St, Cloquet, MN 55720
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.21 acres (9,158 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $111,000 (Aug 2011) |
| Tax Bill | $3,392 (2026) |
| Deeds & Mortgages | Apr 2026 Line of Credit Feb 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-160-0960 |
| Primary APN | 06-160-0960 |
|---|---|
| Alternative APN |
|
| Lot Area | 9,158 sqft (0.21 acres) |
|---|
| Account Number | 2450 |
|---|---|
| Street Address | 422 18TH ST |
| City | CLOQUET |
| State | MN |
| Zip | 55720-2206 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 1/2 LOT 21 AND ALL OF LOT 22 CITY OF CLOQUET HUSEBYS ADDITION |
| Legal Subdivision | HUSEBYS ADDITION |
| Legal Block | 4 |
| Legal Lot Number | 21-22 |
| Jurisdiction | CARLTON MN |
| Township / Civil Division | CLOQUET |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 70100 |
Source: Carlton County records, as of April 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 906 JASPER ST, CLOQUET, MN 55720-1215 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 1, 2026 | Deed of Trust, Mortgage · Line of Credit MEMBERS COOPERATIVE CREDIT UNION |
| Feb 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NORTHWOODS CREDIT UNION |
| Jan 3, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance LAKE BANK |
| Jun 12, 2018 | Deed of Trust, Mortgage MEMBERS COOPERATIVE CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 26, 2011 · Amount on Record |
| Deed Sale | Aug 26, 2011 · Amount on Record |
| Deed Document Number | 2011439053 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARLTON MN |
| Recording Date | Apr 1, 2026 |
| Property Address | 422 18TH ST, CLOQUET, MN 55720-2206 |
| Document Number | 0000526115 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 2026526115 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 906 JASPER ST, CLOQUET, MN 55720-1215 |
| Document Number | 0000526115, |
|---|---|
| Date | Apr 1, 2026 |
| Instrument | 2026526115 |
| Name | MEMBERS COOPERATIVE CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARLTON MN |
| Property Address | 422 18TH ST, CLOQUET, MN 55720-2206 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2026 |
| Name | Verified Name |
|---|
| Document Number | A000525622 |
|---|---|
| Date | Feb 27, 2026 |
| Instrument | A000525622 |
| Name | NORTHWOODS CREDIT UNION |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARLTON MN |
| Property Address | 422 18TH ST, CLOQUET, MN 55720-2206 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2020 |
| Name | Verified Name |
|---|
| Document Number | A000490025 |
|---|---|
| Date | Jan 3, 2020 |
| Instrument | A000490025 |
| Name | LAKE BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARLTON MN |
| Property Address | 422 18TH ST, CLOQUET, MN 55720-2206 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2018 |
| Name | Verified Name |
|---|
| Document Number | A000480615 |
|---|---|
| Date | Jun 12, 2018 |
| Instrument | A000480615 |
| Name | MEMBERS COOPERATIVE CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 175 Months |
| Due | Jan 1, 2033 |
Source: Carlton County assessment roll, as of April 24, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Carlton County |
| Municipality | Cloquet City |
| Unified School District | Cloquet Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,392.00 (+6.4%) Homeowner's exemption | ||
| 2025 | $222,100 (+3.83%) Land $22,200 Building $199,900 | $222,100 (+3.83%) Land $22,200 Building $199,900 | |
| 2024 | $3,188.00 Homeowner's exemption | $213,900 (+4.19%) Land $22,200 Building $191,700 | $213,900 (+4.19%) Land $22,200 Building $191,700 |
| 2023 | $3,188.00 Homeowner's exemption | $205,300 (-) Land $22,200 Building $183,100 | $205,300 (-) Land $22,200 Building $183,100 |
| 2022 | $205,300 Land $22,200 Building $183,100 | $205,300 Land $22,200 Building $183,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 13, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Cloquet serves 12,864 people · EPA ID MN1090005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Airfiber Fixed Wireless | 100 / 20 |
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