422 14th St, Port Huron, MI 48060 Property Records

St. Clair County property record for 422 14th St, Port Huron, MI 48060

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,303 sqft · built 1913
Lot Size	0.112 acres (4,879 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Jan 2024)
Tax Bill	$2,308 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Jan 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-06-401-0012-000`

Property Details

APN / Parcel Number

Primary APN	`74-06-401-0012-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,303 sqft Living Area
1st Floor Area	868 sqft
Basement Area	868 sqft

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Lot Area	4,879 sqft (0.112 acres)
Lot Dimensions	104 ft deep x 46.7 ft wide
Garage Area	322 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	422 14TH ST
City	PORT HURON
State	MI
Zip	48060-4237
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	S 46 2/3 FT OF N 93 1/3 FT LOTS 12 & 13 BLK 187 GORDON'S SUBDIVISION
Legal Subdivision	GORDONS SUBDIVISION
Legal Block	187
Legal Lot Number	12-13
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	PORT HURON
Census Block Group	3
Census Block	3017
Census Tract	623000

Owner

422 14th St is owned and occupied by an individual who bought it in January 2024.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	422 14TH ST, PORT HURON, MI 48060-4237
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2023	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 17, 2024	Warranty Deed, Transfer LIBERTY TITLE
May 25, 2018	Warranty Deed, Transfer TRANSNATION TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2024 · Amount on File
Deed Sale	Jan 17, 2024 · Amount on File
Prior Sale	May 25, 2018 · Amount on File
Deed Document Number	2024972
Deed Book / Page	5684 / 401
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	422 14TH ST, PORT HURON, MI 48060-4237
Transaction Type	Mortgage
Record Updated	Jan 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6099 GRISWOLD RD, KIMBALL, MI 48074-1811

Mortgage

Document Number	0005675975
Date	Dec 12, 2023
Book Page	5675/975
Instrument	2023021499

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jan 17, 2024
Property Address	422 14TH ST, PORT HURON, MI 48060-4237
Document Number	0005684401
Book / Page	5684 / 401
Map Reference	PG 85
Instrument Date	Dec 11, 2023
Instrument	2024000972
Transaction Type	Transfer
Record Updated	Jan 30, 2024
Title Company	LIBERTY TITLE

Transaction

Amount	Amount on Record
Tax	$1,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5426 BOWMAN RD, SAINT CLAIR, MI 48079-3315

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6099 GRISWOLD RD, KIMBALL, MI 48074-1811

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	May 25, 2018
Property Address	422 14TH ST, PORT HURON, MI 48060-4237
Document Number	0049490074
Book / Page	004949 / 000074
Instrument Date	May 11, 2018
Transaction Type	Transfer
Record Updated	Jun 12, 2018
Title Company	TRANSNATION TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$335.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5426 BOWMAN RD ST CLAIR MI 480793315, ST CLAIR, MI 48079-3315

Tax Assessment & Valuation

The 2025 property tax bill for 422 14th St was $2,308 with a homeowner's exemption, up 2.7% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	Port Huron City
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$58,000 (+13.95%)	$116,000
2025	$2,308.00 (+2.71%) Homeowner's exemption	$50,900
2024	$2,247.00		$101,800
2023		$40,800
2022	$1,781.00		$81,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 422 14th St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1986–1987)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Feb 1987 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 422 14th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PORT HURON serves 28,983 people · EPA ID MI0005480
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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