4218 White Oak Dr, High Ridge, MO 63049 Property Records

Jefferson County property record for 4218 White Oak Dr, High Ridge, MO 63049

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,612 sqft · built 1998
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on Record
Last Sale	$931,000 (Jul 2026)
Tax Bill	$5,299 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`023.008.02002023`

Property Details

APN / Parcel Number

Primary APN	`023.008.02002023`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,612 sqft Living Area
Gross Area	3,042 sqft
1st Floor Area	16 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Multi-Level
Construction Type	Frame
Lot Area	174,240 sqft
Garage Type	Attached
Garage Area	430 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	30 sqft
Deck Area	Deck Area
Patio Area	78 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4218 WHITE OAK DR
City	HIGH RIDGE
State	MO
Zip	63049-2657
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Description	SUNRISE ESTS LOT 2
Legal Range	5E
Legal Township	43N
Legal Section	08
Legal Subdivision	SUNRISE ESTS
Legal Block	1
Legal Lot Number	2
Jurisdiction	JEFFERSON MO
Township / Civil Division	ROCK
Census Block Group	1
Census Block	1014
Census Tract	700211

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4218 WHITE OAK DR, HIGH RIDGE, MO 63049-2657
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE
Jul 20, 2023	Deed of Trust, Mortgage · Line of Credit CARROLLTON BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2026 · Amount on Record
Deed Sale	Jul 2, 2026 · Amount on Record
Prior Sale	Nov 9, 2012 · Amount on Record
Deed Document Number	202617878
Prior Transfer Date	Dec 21, 2004
Prior Transfer Doc	0000001426
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jul 2, 2026
Property Address	4218 WHITE OAK DR, HIGH RIDGE, MO 63049-2657
Document Number	0000017878
Instrument Date	Jun 29, 2026
Instrument	202617878
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	ATG TITLE INC, ATG TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4218 WHITE OAK DR, HIGH RIDGE, MO 63049-2657

Mortgage

Document Number	0000017879,
Date	Jul 2, 2026
Instrument	202617879

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	4218 WHITE OAK DR, HIGH RIDGE, MO 63049-2657
Transaction Type	Mortgage
Record Updated	Aug 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4218 WHITE OAK DR, HIGH RIDGE, MO 63049-2657

Mortgage

Document Number	0000017750
Date	Jul 20, 2023
Instrument	2023R-017750

Lender

Name	CARROLLTON BANK
Type	Bank
Address	CARROLLTON, IL 62016

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jul 25, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Northwest R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$74,400 (-) Land $7,000 Building $67,400	$391,900 (-) Land $37,000 Building $354,900
2025	$5,299.00 (+8.1%)	$74,400 (+9.57%) Land $7,000 Building $67,400	$391,900 (-) Land $37,000 Building $354,900
2024	$4,902.00 (+0.51%)		$391,900 (+9.65%) Land $37,000 Building $354,900
2023	$4,877.00	$67,900 Land $7,000 Building $60,900	$357,400 Land $37,000 Building $320,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1990)
Most Recent Claim	May 1990 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 2 serves 16,548 people · EPA ID MO6024293
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Wisper ISP.

Nearby Properties on White Oak Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures