4218 W 4th St, Duluth, MN 55807 Property Records

St. Louis County property record for 4218 W 4th St, Duluth, MN 55807

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 930 sqft · built 1911
Lot Size	0.076 acres (3,323 sqft)
Owner	Individual Name on File
Last Sale	$132,000 (Oct 2018)
Tax Bill	$1,710 (2026)
Deeds & Mortgages	Sep 2021 Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-3400-00040`

Property Details

APN / Parcel Number

Primary APN	`010-3400-00040`
Alternative APN	`1057114`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	930 sqft Gross Area
1st Floor Area	552 sqft

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1911
Architectural Style	Bungalow
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Lot Area	3,323 sqft (0.076 acres)
Garage Area	308 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	35 sqft
Deck Area	96 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1057114
Street Address	4218 W 4TH ST
City	DULUTH
State	MN
Zip	55807-1548
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8, BLOCK 1, INCLUDING THAT PART OF BLOCK79, ONEOTA, WHICH LIES BETWEEN THE NORTHEAST-ERLY AND SOUTHWESTERLY LINES OF SAID
Legal Subdivision	RESURVEY OF MURRAY AND HOWES ADDITION
Legal Block	1
Legal Lot Number	8
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3014
Census Tract	15800

Owner

4218 W 4th St is owned and occupied by an individual who bought it in October 2018.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	4218 W 4TH ST, DULUTH, MN 55807-1548
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2021	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
May 9, 2019	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MTG
Oct 1, 2018	Warranty Deed, Transfer · VA Mortgage SUMMIT MTG CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2018 · Amount on File
Deed Sale	Oct 1, 2018 · Amount on File
Prior Sale	Apr 27, 2004 · Amount on File
Deed Document Number	20181003283
Prior Transfer Date	Aug 23, 2018
Prior Transfer Doc	0001003282
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4218 W 4TH ST, DULUTH, MN 55807-1548
Transaction Type	Mortgage
Record Updated	Oct 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001046475
Date	Sep 9, 2021
Instrument	1046475

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4218 W 4TH ST, DULUTH, MN 55807-1548
Document Number	00T1010507
Instrument Date	May 9, 2019
Transaction Type	Mortgage
Record Updated	May 28, 2019
Title Company	ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4218 W 4TH ST DULUTH MN 558071548, DULUTH, MN 55807-1548

Mortgage

Document Number	00T1010507
Date	May 17, 2019
Instrument	T1010507

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 16, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 1, 2018
Property Address	4218 W 4TH ST, DULUTH, MN 55807-1548
Document Number	00A1003283
Instrument Date	Aug 23, 2018
Instrument	A1003283
Transaction Type	Transfer
Record Updated	Jan 16, 2019
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$435.60
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4218 W 4TH ST DULUTH MN 558071548, DULUTH, MN 55807-1548

Mortgage

Document Number	T1003284
Date	Oct 1, 2018
Instrument	T1003284

Lender

Name	SUMMIT MTG CORP
Address	PLYMOUTH, MN 55441

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 30, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 4218 W 4th St was $1,710 with a homeowner's exemption, up 0.2% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,710.00 (+0.23%) Homeowner's exemption
2025	$1,706.00 (+1.19%) Homeowner's exemption	$164,500 (+7.94%) Land $8,600 Building $155,900	$164,500 (+7.94%) Land $8,600 Building $155,900
2024	$1,686.00	$152,400 Land $9,200 Building $143,200	$152,400 Land $9,200 Building $143,200
2022		$146,500 Land $8,400 Building $138,100	$146,500 Land $8,400 Building $138,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4218 W 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4218 W 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Airfiber Fixed Wireless	100 / 20

May also be available: CTC, Fidium Fiber.

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