Hamilton County property record for 4218 Tower Ave, Cincinnati, OH 45217
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 1,942 sqft · built 1910 |
| Lot Size | 0.112 acres (4,879 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $60,000 (Feb 1993) |
| Tax Bill | $3,324 (2025) |
| Deeds & Mortgages | Apr 2020 Line of Credit Jan 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 582-0014-0073-00 |
| Primary APN | 582-0014-0073-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,942 sqft Living Area |
| 1st Floor Area | 845 sqft |
| 2nd Floor Area | 749 sqft |
| Attic | Attic |
| Attic Area | 348 sqft |
| Basement Area | 749 sqft |
| Finished Basement | 225 sqft |
| Year Built | Built 1910 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 4,879 sqft (0.112 acres) |
| Lot Dimensions | 120 ft deep x 40 ft wide |
| Porch | Porch |
| Porch Area | 175 sqft |
| Patio Area | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 4218 TOWER AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45217-1727 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4218 TOWER AVE 40 X 120 PT LOT 2 BROWN EST SUB |
| Legal Subdivision | BROWN ESTATE SUB |
| Legal Lot Number | 2 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | ST. BERNARD |
| Census Block Group | 5 |
| Census Block | 5001 |
| Census Tract | 25800 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4218 TOWER AVE, CINCINNATI, OH 45217-1727 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 30, 2020 | Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND |
| Jan 11, 2019 | Deed of Trust, Mortgage THIRD FED'L S&L ASSN/CLEVELAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 5, 1993 · Amount on Record |
| Deed Sale | Feb 5, 1993 · Amount on Record |
| Deed Document Number | 686698 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 4218 TOWER AVE, CINCINNATI, OH 45217-1727 |
| Document Number | 0000044048 |
| Instrument Date | Apr 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2020 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 4218 TOWER AVE ST BERNARD OH 452171727, ST BERNARD, OH 45217-1727 |
| Document Number | 0000044048 |
|---|---|
| Date | May 11, 2020 |
| Book Page | 014165/002771 |
| Instrument | 44048 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 10, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 4218 TOWER AVE, CINCINNATI, OH 45217-1727 |
| Document Number | 0000004729 |
| Instrument Date | Jan 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4218 TOWER AVE ST BERNARD OH 452171727, ST BERNARD, OH 45217-1727 |
| Document Number | 0000004729 |
|---|---|
| Date | Jan 17, 2019 |
| Book Page | 013836/001161 |
| Instrument | 4729 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jan 16, 2034 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | St. Bernard Village |
| Unified School District | St. Bernard-Elmwood Place City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,324.00 (-12.2%) Homeowner's exemption | $64,313 (-) Land $10,080 Building $54,233 | |
| 2024 | $3,786.00 (-4.18%) | $64,313 (-) Land $10,080 Building $54,233 | |
| 2023 | $3,951.00 (+28.32%) | $64,313 (+65.24%) Land $10,080 Building $54,233 | $183,750 (+65.24%) Land $28,800 Building $154,950 |
| 2022 | $3,079.00 Homeowner's exemption | $38,920 Land $7,861 Building $31,059 | |
| 2020 | $111,200 Land $22,460 Building $88,740 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 808 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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