4218 Thru St, Saint Cloud, MN 56303 Property Records

Stearns County property record for 4218 Thru St, Saint Cloud, MN 56303 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,040 sqft · built 1976
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on File
Last Sale	$257,900 (Jan 2025)
Tax Bill	$3,602 (2026)
Deeds & Mortgages	Feb 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`82-47187-0578`

Property Details

APN / Parcel Number

Primary APN	`82-47187-0578`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Building Area	1,040 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	16,553 sqft (0.38 acres)
Lot Width	102 ft Width
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	4218 THRU ST
City	SAINT CLOUD
State	MN
Zip	56303-0335
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 003 BLK 003 GRAND TIERRA PLAT 2 TO ST CLOUD SECTION 04 TOWNSHIP 124 RANGE 028 SECTION 04 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	04
Legal Subdivision	GRAND TIERRA PLAT 2 TO ST CLOUD
Legal Block	3
Legal Lot Number	3
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2016
Census Tract	1003

Owner

Source: Stearns County records · APN 82-47187-0578

Assessment roll updated November 6, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4218 THRU ST, SAINT CLOUD, MN 56303-0335
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 27, 2025 · Amount on Record
Deed Sale	Jan 27, 2025 · Amount on Record
Prior Sale	Jan 23, 2025 · Amount on Record
Deed Document Number	20251686322
Last Transfer Date	Jan 23, 2026
Transfer Doc	00A1707413
Record Updated	Jun 08, 2026

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Feb 02, 2026
Property Address	4218 THRU ST, SAINT CLOUD, MN 56303-0335
Document Number	00A1707413
Instrument Date	Jan 23, 2026
Instrument	A1707413
Transaction Type	Transfer
Record Updated	Mar 03, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4218 THRU ST, SAINT CLOUD, MN 56303-0335

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,602.00 (+8.95%)
2025	$3,306.00 (+20.75%)	$262,400 (+6.71%) Land $40,000 Building $222,400	$262,400 (+6.71%) Land $40,000 Building $222,400
2023	$2,738.00	$245,900 Land $40,000 Building $205,900	$245,900 Land $40,000 Building $205,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.