Okaloosa County property record for 4218 Shadow Ln, Niceville, FL 32578
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,372 sqft · built 2003 |
| Lot Size | 0.232 acres (10,124 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $643,500 (Jun 2022) |
| Tax Bill | $4,839 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Sep 2021 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-594-7095-5 |
| Primary APN | C56-000-594-7095-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,372 sqft Living Area |
| Gross Area | 3,269 sqft |
| 1st Floor Area | 2,372 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 10,124 sqft (0.232 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Enclosed/Unfinished Porch |
| Porch Area | 335 sqft |
| Patio Area | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4218 SHADOW LN |
|---|---|
| City | NICEVILLE |
| State | FL |
| Zip | 32578-4511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHADOW OAK S/D LOT 63 |
| Legal Range | 22W |
| Legal Township | 01S |
| Legal Section | 15 |
| Legal Subdivision | SHADOW OAK S/D |
| Legal Lot Number | 63 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | NICEVILLE-VALPARAISO |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 21002 |
4218 Shadow Ln is owned and occupied by two individuals who bought it in June 2022.
Source: Okaloosa County records, as of December 31, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4218 SHADOW LN, NICEVILLE, FL 32578-4511 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 16, 2022 | Warranty Deed, Transfer · Conventional Mortgage CHURCHILL MORTGAGE CORP |
| Sep 9, 2021 | Gift Deed, Transfer ATTORNEY |
| Aug 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE INVESTORS GROUP INC |
| Jul 3, 2017 | Warranty Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 16, 2022 · Amount on File |
| Deed Sale | Jun 16, 2022 · Amount on File |
| Prior Sale | Jul 3, 2017 · Amount on File |
| Deed Document Number | 20223557793 |
| Deed Book / Page | 3627 / 4387 |
| Prior Transfer Date | Aug 26, 2021 |
| Prior Transfer Doc | 0035722919 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jun 16, 2022 |
| Property Address | 4218 SHADOW LN, NICEVILLE, FL 32578-4511 |
| Document Number | 0036274387 |
| Book / Page | 3627 / 4387 |
| Map Reference | MB 15 PG 5 |
| Instrument Date | Jun 8, 2022 |
| Instrument | 3557793 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2022 |
| Title Company | BRIGHT LIGHT LAND TITLE COMPANY LLC, BRIGHT LIGHT LAND TTL CO LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,504.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20869 W COURT ST, 20869, BUCKEYE, AZ 85396-3626 |
| Name | Verified Name |
|---|---|
| Address | 4218 SHADOW LN, NICEVILLE, FL 32578-4511 |
| Document Number | 0036274390 |
|---|---|
| Date | Jun 16, 2022 |
| Instrument | 3627/4390 |
| Name | CHURCHILL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2037 |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Sep 9, 2021 |
| Property Address | 4218 SHADOW LN, NICEVILLE, FL 32578-4511 |
| Document Number | 0035722919 |
| Book / Page | 3572 / 2919 |
| Map Reference | MB 15 PG 5 |
| Instrument Date | Aug 26, 2021 |
| Instrument | 3487012 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4218 SHADOW LN, NICEVILLE, FL 32578-4511 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 4218 SHADOW LN, NICEVILLE, FL 32578-4511 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0034831092 |
|---|---|
| Date | Aug 12, 2020 |
| Book Page | 3483/1092 |
| Instrument | 3381672 |
| Name | MORTGAGE INVESTORS GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | KNOXVILLE, TN 37923 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jul 3, 2017 |
| Property Address | 4218 SHADOW LN, NICEVILLE, FL 32578-4511 |
| Document Number | 0033063402 |
| Book / Page | 3306 / 3402 |
| Map Reference | MB15 PG5 |
| Instrument Date | Jun 29, 2017 |
| Instrument | 3144877 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | BRIGHT LIGHT LAND TITLE CO L |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,891.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 421 DUNCAN CHAPEL RD APT 716, 421, GREENVILLE, SC 29617-8257 |
| Name | Verified Name |
|---|---|
| Address | PSC 41 BOX 4599, APO, AE 09464-0046 |
| Document Number | 0003144878 |
|---|---|
| Date | Jul 3, 2017 |
| Instrument | 3144878 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2047 |
The 2025 property tax bill for 4218 Shadow Ln was $4,839 with a homeowner's exemption.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,839.00 Homeowner's exemption | $449,618 | $451,961 Land $80,437 Building $371,524 |
| 2023 | $4,758.00 (+32.87%) Homeowner's exemption | $438,400 (+30.18%) Land $67,895 Building $370,505 | $438,400 (+6.18%) Land $67,895 Building $370,505 |
| 2022 | $3,581.00 Homeowner's exemption | $336,757 | $412,893 Land $64,662 Building $348,231 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4218 Shadow Ln in Zone X, an area of minimal flood risk, though there have been 89 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 218 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 278 units insured incl. 60 condo units |
| Nearby Flood Claims | 89 (1994–2020) |
| Claims Outside the SFHA | 20 of 89 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4218 Shadow Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA COUNTY BLUEWATER BAY-RAINTREE serves 17,592 people · EPA ID FL1460775 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures