4218 Highlander Ct, Cincinnati, OH 45245 Property Records

Clermont County property record for 4218 Highlander Ct, Cincinnati, OH 45245

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,092 sqft · built 1979
Lot Size	0.261 acres (11,369 sqft)
Owner	2 Individual Names on File
Last Sale	$118,500 (Aug 2001)
Tax Bill	$3,632 (2025)
Deeds & Mortgages	Dec 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`41-32-14E-321`

Property Details

APN / Parcel Number

Primary APN	`41-32-14E-321`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	528 sqft
Basement Area	528 sqft
Finished Basement	528 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Frame
Lot Area	11,369 sqft (0.261 acres)
View / Lot	Cul-de-sac
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Patio Area	271 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4218 HIGHLANDER CT
City	CINCINNATI
State	OH
Zip	45245-1620
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EDINBURGH PLACE; LOT 63
Legal Subdivision	EDINBURGH PLACE
Legal Lot Number	63
Jurisdiction	CLERMONT OH
Township / Civil Division	UNION
Census Block Group	2
Census Block	2002
Census Tract	41404

Owner

Source: Clermont County records · APN 41-32-14E-321

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4218 HIGHLANDER CT, CINCINNATI, OH 45245-1620
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 10, 2001 · Amount on Record
Deed Sale	Aug 10, 2001 · Amount on Record
Prior Sale	Jul 01, 1988 · Amount on Record
Record Updated	Jun 08, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	4218 HIGHLANDER CT, CINCINNATI, OH 45245-1620
Document Number	0000000973
Book / Page	002749 / 001840
Instrument Date	Dec 29, 2017
Transaction Type	Mortgage
Record Updated	Jan 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4218 HIGHLANDER CT CINCINNATI OH 452451620, CINCINNATI, OH 45245-1620

Mortgage

Document Number	0000000973
Date	Jan 12, 2018
Book Page	002749/001840
Instrument	973

Lender

Name	THIRD FED'L S&L/CLEVELAND
Type	Federal Savings Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 11, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Clermont County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Union Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,632.00 (-49.4%)	$72,170 (-) Land $15,680 Building $56,490
2024			$206,200 (-) Land $44,800 Building $161,400
2023	$7,178.00 (+146.16%) Homeowner's exemption	$72,170 (+44.2%) Land $15,680 Building $56,490	$206,200 (+44.2%) Land $44,800 Building $161,400
2022	$2,916.00 Homeowner's exemption	$50,050 Land $10,850 Building $39,200
2020			$143,000 Land $31,000 Building $112,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 6, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2019 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 294 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.