4218 Florida Ave, Cincinnati, OH 45223 Property Records

Hamilton County property record for 4218 Florida Ave, Cincinnati, OH 45223

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,888 sqft · built 1908
Lot Size	0.076 acres (3,311 sqft)
Owner	Individual Name on File
Tax Bill	$4,218 (2025)
Deeds & Mortgages	Jan 2025 Second Mortgage Jul 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`195-0030-0053-00`

Property Details

APN / Parcel Number

Primary APN	`195-0030-0053-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,888 sqft Living Area
1st Floor Area	944 sqft
2nd Floor Area	944 sqft
Basement Area	944 sqft

Exterior

Year Built	Built 1908
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	3,311 sqft (0.076 acres)
Lot Dimensions	100 ft deep x 33 ft wide
Garage Type	Detached
Garage Area	180 sqft
Porch	Porch
Porch Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4218 FLORIDA AVE
City	CINCINNATI
State	OH
Zip	45223-2025
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4218 FLORIDA AVE 33 X 100 LOT 60 J K BANNING 2ND
Legal Subdivision	BANNING
Legal Lot Number	60
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3002
Census Tract	27700

Owner

4218 Florida Ave is owned and occupied by an individual who acquired it in October 1992.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	4218 FLORIDA AVE, CINCINNATI, OH 45223-2025
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage STOCK YARDS BANK & TRUST CO
Jul 28, 2025	Transfer on Death Deed, Transfer
Nov 23, 2020	Loan Modification, Mortgage · Conventional Mortgage UNION SVGS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 1992
Deed Sale	Oct 14, 1992
Record Updated	Jun 8, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4218 FLORIDA AVE, CINCINNATI, OH 45223-2025
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4218 FLORIDA AVE, CINCINNATI, OH 45223-2025

Mortgage

Document Number	0000003765
Date	Jan 17, 2025
Book Page	15335/832
Instrument	2025-0003765

Lender

Name	STOCK YARDS BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40223

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	35 Months
Due	Dec 24, 2027

July 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 28, 2025
Property Address	4218 FLORIDA AVE, CINCINNATI, OH 45223-2025
Document Number	0000056351
Book / Page	15466 / 1772
Map Reference	MB 16 PG 49
Instrument Date	Jul 22, 2025
Instrument	2025-0056351
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4218 FLORIDA AVE, CINCINNATI, OH 45223-2025

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON OH
Property Address	4218 FLORIDA AVE, CINCINNATI, OH 45223-2025
Document Number	0000130533
Instrument Date	Nov 23, 2020
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4218 FLORIDA AVE CINCINNATI OH 452232025, CINCINNATI, OH 45223-2025

Mortgage

Document Number	0000130533
Date	Dec 11, 2020
Book Page	014313/001797
Instrument	130533

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Dec 10, 2025

Tax Assessment & Valuation

The 2025 property tax bill for 4218 Florida Ave was $4,218, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,218.00 (+3.1%)	$68,453 (+%) Land $13,142 Building $55,311
2024	$4,091.00 (-2.18%)	$68,452 (-) Land $13,142 Building $55,310
2023	$4,182.00 (+41.14%)	$68,452 (+57.46%) Land $13,142 Building $55,310	$195,580 Land $37,550 Building $158,030
2022	$2,963.00 Homeowner's exemption	$43,474 Land $6,804 Building $36,670
2020			$124,210 Land $19,440 Building $104,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4218 Florida Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4218 Florida Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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