4217 Serena Ave, Oceanside, CA 92056 Property Records

San Diego County property record for 4217 Serena Ave, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,474 sqft · built 1978
Lot Size	0.296 acres (12,884 sqft)
Owner	2 Individual Names on File
Last Sale	$388,000 (May 2015)
Tax Bill	$5,319 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`168-190-21-00`

Property Details

APN / Parcel Number

Primary APN	`168-190-21-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,474 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Contemporary
Exterior Material	Block
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	12,884 sqft (0.296 acres)
Lot Dimensions	200 ft deep x 65 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4217 SERENA AVE
City	OCEANSIDE
State	CA
Zip	92056-5018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-B
Legal Description	LOT 44 TR 008385
Legal Subdivision	VISTA CALAVERA
Legal Tract	008385
Legal Block	2
Legal Lot Number	44
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2004
Census Tract	19805

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3811 STONERIDGE RD, CARLSBAD, CA 92010-7074
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FIRST CU
Feb 6, 2020	Quit Claim Deed, Transfer AMERICAN FIRST CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 14, 2015 · Amount on Record
Deed Sale	May 14, 2015 · Amount on Record
Prior Sale	Mar 17, 2015 · Amount on Record
Deed Document Number	2015244474
Last Transfer Date	Jan 31, 2020
Transfer Doc	0000060913
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4217 SERENA AVE, OCEANSIDE, CA 92056-5018
Transaction Type	Mortgage
Record Updated	Sep 28, 2021
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3811 STONERIDGE RD, CARLSBAD, CA 92010-7074

Mortgage

Document Number	0000658260
Date	Sep 17, 2021
Instrument	2021-0658260

Lender

Name	AMERICAN FIRST CU
Type	Credit Union
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Oct 1, 2028
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	8.25%
Index	Other
Margin	3
Max Rate	8.25%

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 6, 2020
Property Address	4217 SERENA AVE, OCEANSIDE, CA 92056-5018
Document Number	0000060913
Instrument Date	Jan 31, 2020
Instrument	60913
Transaction Type	Transfer
Record Updated	Feb 17, 2020
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3811 STONERIDGE RD CARLSBAD CA 920107074, CARLSBAD, CA 92010-7074

Mortgage

Document Number	60914
Date	Feb 6, 2020
Instrument	60914

Lender

Name	AMERICAN FIRST CU
Address	BREA, CA 92821-6322

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Feb 5, 2035

Interest

Rate Type	Adjustable Rate
Rate	4.62%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$475,602 (+2%) Land $306,466 Building $169,136
2025	$5,319.00 (+8.64%)	$466,277 (+4.04%) Land $300,457 Building $165,820
2023	$4,896.00 (+0.25%)	$448,173 Land $288,791 Building $159,382
2022	$4,884.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	La Jolla Eastern tribal government · serves 1,076 people · EPA ID 090605007
Water Source	Groundwater
Last State Inspection	Apr 2021
Also Mapped Here	CITY OF OCEANSIDE, SAN DIEGO COUNTY WATER AUTHORITY
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: California Internet, Spectrum, T-Mobile USA.

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