4217 Oak Ln, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 4217 Oak Ln, Saint Augustine, FL 32086 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,047 sqft · built 1979
Lot Size0.5 acres (21,780 sqft)
Owner2 Individual Names on File
Tax Bill$2,951 (2025)
Deeds & MortgagesJan 2026 Second Mortgage
May 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN140820-0110

Property Details

APN / Parcel Number

Primary APN140820-0110

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area2,047 sqft Living Area
Gross Area2,707 sqft
1st Floor Area2,047 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1994
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area21,780 sqft (0.5 acres)
Garage TypeAttached
Garage Area540 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area360 sqft
PorchFinished Screened Porch
Porch Area148 sqft
Deck AreaDeck Area
Patio Area740 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address4217 OAK LN
CityST AUGUSTINE
StateFL
Zip32086-5557
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description13-6 WILDWOOD ESTATES LOT 11 OR4602/361
Legal Range29E
Legal Township08S
Legal Section38
Legal SubdivisionWILDWOOD ESTATES
Legal Block3
Legal Lot Number11
JurisdictionST JOHNS FL
Township / Civil DivisionMATANZAS
Census Block Group3
Census Block3007
Census Tract21208

Owner

Source: St. Johns County records · APN 140820-0110

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4217 OAK LN, SAINT AUGUSTINE, FL 32086-5557
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 28, 2026Deed of Trust, Mortgage · Stand-Alone Second Mortgage
VYSTAR CU
May 16, 2019Deed of Trust, Mortgage · FHA Mortgage
AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Aug 24, 2018Deed of Trust, Mortgage · FHA Mortgage
AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Aug 10, 2018Trustee's Deed, Construction Loan · Construction Mortgage
HF GREEN LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedJun 08, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address4217 OAK LN, SAINT AUGUSTINE, FL 32086-5557
Transaction TypeMortgage
Record UpdatedFeb 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4217 OAK LN, ST AUGUSTINE, FL 32086-5557

Mortgage

Document Number0062951784
DateJan 28, 2026
Book Page6295/1784
Instrument2026007239
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32202
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 01, 2041

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address4217 OAK LN, SAINT AUGUSTINE, FL 32086-5557
Transaction TypeMortgage
Record UpdatedJan 28, 2022
Title CompanyFIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0047251430
DateMay 16, 2019
Book Page4725/1430
Instrument2019034077
Lender
NameAMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2049

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address4217 OAK LN, SAINT AUGUSTINE, FL 32086-5557
Transaction TypeMortgage
Record UpdatedJan 28, 2022
Title CompanyFIRST AMERICAN MORTGAGE SOL

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0046020363
DateAug 24, 2018
Book Page4602/0363
Instrument2018061701
Lender
NameAMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2048

August 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionST JOHNS FL
Recording DateAug 10, 2018
Property Address4217 OAK LN, SAINT AUGUSTINE, FL 32086-5557
Document Number0045950806
Book / Page004595 / 000806
Instrument DateAug 06, 2018
Instrument57992
Transaction TypeConstruction Loan
Record UpdatedAug 24, 2018
Title CompanyLAND TITLE/AMERICA INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4217 OAK LN ST AUGUSTINE FL 320865557, ST AUGUSTINE, FL 32086-5557

Mortgage

Document Number45950806
DateAug 10, 2018
Book Page004595/000806
Instrument57992
Lender
NameHF GREEN LLC
AddressPO BOX 1568, ST AUGUSTINE, FL 32085-1568
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueAug 09, 2019
Interest
Rate10%

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$239,410 (+2.7%)$375,945 (+4.97%) Land $67,200 Building $308,745
2025$2,951.00 (+13.5%) Homeowner's exemption$233,116 (+2.9%)$358,141 (-0.74%) Land $67,200 Building $290,941
2024$2,600.00 (+2.12%) Homeowner's exemption$226,546 (+3%)$360,816 (-1.37%) Land $67,200 Building $293,616
2023$2,546.00 (+3.24%) Homeowner's exemption$219,948 (+3%)$365,817 (+29.54%) Land $67,200 Building $298,617
2022$2,466.00 Homeowner's exemption$213,542$282,394 Land $67,200 Building $215,194

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090212083, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 33 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies33 in force
32 of 33 on primary residences

Wildfire

Wildfire RiskModerate
above 46% of the US · above 16% of Florida
Wildfire LikelihoodAbout 1 in 1,370 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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