Santa Rosa County property record for 4217 N Island Rd, Pace, FL 32571
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,247 sqft · built 1986 |
| Lot Size | 0.331 acres (14,418 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $257,500 (Apr 2024) |
| Tax Bill | $1,798 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage Mar 2021 Reverse Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-1N-29-5700-00000-0830 |
| Primary APN | 15-1N-29-5700-00000-0830 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,247 sqft Living Area |
| Gross Area | 2,010 sqft |
| 1st Floor Area | 1,247 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 14,418 sqft (0.331 acres) |
| Lot Dimensions | 140 ft deep x 103 ft wide |
| Garage Type | Attached |
| Garage Area | 348 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 100 sqft |
| Patio Area | 108 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4217 N ISLAND RD |
|---|---|
| City | MILTON |
| State | FL |
| Zip | 32571-2326 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | WELLINGTON FOREST UNIT ONE LOT 83 (PB C PG 39) AS DES IN OR 4492 PG 2005 |
| Legal Range | 29W |
| Legal Township | 1N |
| Legal Section | 15 |
| Legal Subdivision | WELLINGTON FOREST #1 |
| Legal Lot Number | 83 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | PACE |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 10705 |
Source: Santa Rosa County records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4217 N ISLAND RD, MILTON, FL 32571-2326 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 27, 2023 | Intrafamily Transfer, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP |
| Mar 2, 2021 | Deed of Trust, Mortgage · Reverse Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Sep 8, 2021 | Warranty Deed, Transfer · FHA Mortgage THE MORTGAGE FIRM INC |
| Mar 1, 2021 | Warranty Deed, Transfer · Reverse Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 16, 2024 · Amount on Record |
| Deed Sale | Apr 16, 2024 · Amount on Record |
| Prior Sale | Nov 27, 2023 · Amount on Record |
| Deed Document Number | 202416395 |
| Deed Book / Page | 4492 / 2005 |
| Prior Transfer Date | Dec 4, 2008 |
| Prior Transfer Doc | 0028691734 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Nov 27, 2023 |
| Property Address | 4217 N ISLAND RD, PACE, FL 32571-2326 |
| Document Number | 0044531264 |
| Book / Page | 4453 / 1264 |
| Map Reference | MB C PG 39 |
| Instrument Date | Nov 17, 2023 |
| Instrument | 202352531 |
| Transaction Type | Transfer |
| Record Updated | Jan 1, 2024 |
| Title Company | SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4217 N ISLAND RD, MILTON, FL 32571-2326 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4217 N ISLAND RD, MILTON, FL 32571-2326 |
| Document Number | 0044531266 |
|---|---|
| Date | Nov 27, 2023 |
| Instrument | 4453/1266 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 4217 N ISLAND RD, PACE, FL 32571-2326 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4217 N ISLAND RD, PACE, FL 32571-2326 |
| Document Number | 0040791692 |
|---|---|
| Date | Mar 2, 2021 |
| Book Page | 4079/1692 |
| Instrument | 202113425 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.44% |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Sep 8, 2021 |
| Property Address | 4217 N ISLAND RD, PACE, FL 32571-2326 |
| Document Number | 0041741748 |
| Book / Page | 4174 / 1748 |
| Map Reference | MB C PG 39 |
| Instrument Date | Sep 8, 2021 |
| Instrument | 202159991 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2021 |
| Title Company | CLEAR TITLE/NW FL LLC, CLEAR TTL OF NORTHWEST FL LL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,407.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2538 CROCKETT ST, 2538, CANTONMENT, FL 32533-7584 |
| Name | Verified Name |
|---|---|
| Address | 4217 N ISLAND RD, PACE, FL 32571-2326 |
| Document Number | 41741750 |
|---|---|
| Date | Sep 8, 2021 |
| Instrument | 4174/1750 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Mar 1, 2021 |
| Property Address | 4217 N ISLAND RD, PACE, FL 32571-2326 |
| Document Number | 0040791004 |
| Book / Page | 4079 / 1004 |
| Map Reference | MB C PG 39 |
| Instrument Date | Feb 26, 2021 |
| Instrument | 202113292 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,085.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7393 OLD BAY POINTE RD, 7393, MILTON, FL 32583-2983 |
| Name | Verified Name |
|---|---|
| Address | 4217 N ISLAND RD, PACE, FL 32571-2326 |
| Document Number | 0040791006 |
|---|---|
| Date | Mar 1, 2021 |
| Book Page | 4079/1006 |
| Instrument | 202113293 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.44% |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,798.00 (-16.68%) Homeowner's exemption | $178,713 (+1.8%) Land $25,000 Building $153,713 | $178,713 (+1.8%) Land $25,000 Building $153,713 |
| 2024 | $2,158.00 (-5.1%) | $175,558 (+1.07%) Land $25,000 Building $150,558 | $175,558 (+1.07%) Land $25,000 Building $150,558 |
| 2023 | $2,274.00 (+8.23%) | $173,692 (+9.17%) Land $25,000 Building $148,692 | $173,692 (+9.17%) Land $25,000 Building $148,692 |
| 2022 | $2,101.00 | $159,097 | $159,097 Land $18,000 Building $141,097 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 9 (1995–2020) |
| Claims Outside the SFHA | 9 of 9 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 70% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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