42161 Emerson Ct, Elyria, OH 44035 Property Records

Lorain County property record for 42161 Emerson Ct, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,596 sqft · built 1954
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual on Record
Last Sale	$75,000 (Apr 2004)
Tax Bill	$3,237 (2025)
Deeds & Mortgages	May 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-24-041-000-015`

Property Details

APN / Parcel Number

Primary APN	`06-24-041-000-015`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,596 sqft Living Area
Gross Area	2,230 sqft
1st Floor Area	1,596 sqft
Basement Area	1,508 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	131 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Concrete/Masonry Porch
Porch Area	205 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	42161 EMERSON CT
City	ELYRIA
State	OH
Zip	44035-2541
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	100.00 X 131
Legal Subdivision	WEST/BLACK RIVER
Legal Tract	24
Legal Lot Number	41
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	2
Census Block	2000
Census Tract	70400

Owner

Source: Lorain County assessment roll, as of May 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	42161 EMERSON CT, ELYRIA, OH 44035-2541
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2004 · Amount on Record
Deed Sale	Apr 7, 2004 · Amount on Record
Deed Document Number	2004994487
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Recording Date	May 19, 2026
Property Address	42161 EMERSON CT, ELYRIA, OH 44035-2541
Document Number	0000096253
Instrument Date	May 13, 2026
Instrument	202696253
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42161 EMERSON CT, ELYRIA, OH 44035-2541

Mortgage

Document Number	0000096253,
Date	May 19, 2026
Instrument	202696253

Lender

Name	P N C BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.65%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Elyria Township
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,237.00 Homeowner's exemption	$59,680 (+%) Land $11,520 Building $48,160	$170,510 (-) Land $32,900 Building $137,610
2024	$3,237.00 (-1.13%)	$59,679 (+15.8%) Land $11,515 Building $48,164	$170,510 (+15.8%) Land $32,900 Building $137,610
2023	$3,274.00 (+0.37%)	$51,538 (%) Land $10,847 Building $40,691	$147,250 (-) Land $30,990 Building $116,260
2022	$3,262.00	$51,540 Land $10,850 Building $40,690
2021			$147,250 Land $30,990 Building $116,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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