4216 Paul Rd, Cincinnati, OH 45238 Property Records

Hamilton County property record for 4216 Paul Rd, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,877 sqft · built 1953
Lot Size	0.703 acres (30,623 sqft)
Owner	2 Individuals on Record
Last Sale	$136,000 (Oct 2017)
Tax Bill	$6,043 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Apr 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`540-0012-0095-00`

Property Details

APN / Parcel Number

Primary APN	`540-0012-0095-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,877 sqft Living Area
1st Floor Area	1,300 sqft
Attic	Attic
Attic Area	577 sqft
Basement Area	1,228 sqft

Exterior

Year Built	Built 1953
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	30,623 sqft (0.703 acres)
Lot Dimensions	235 ft deep x 135 ft wide
Garage Type	Attached
Garage Area	342 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4216 PAUL RD
City	CINCINNATI
State	OH
Zip	45238-5845
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAUL RD 135 X 235.96 IRR R1-T3-S5
Legal Range	01
Legal Township	03
Legal Section	05
Jurisdiction	HAMILTON OH
Township / Civil Division	DELHI
Census Block Group	1
Census Block	1001
Census Tract	21422

Owner

Source: Hamilton County assessment roll, as of March 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	4216 PAUL RD, CINCINNATI, OH 45238-5845
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 20, 2023	Deed of Trust, Mortgage · FHA Mortgage OPTION FINANCIAL LLC
Mar 15, 2021	Transfer on Death Deed, Transfer
Mar 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage CINCINNATI OHIO POLICE FCU
Oct 9, 2017	Warranty Deed, Transfer · Conventional with PMI OPTION FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2017 · Amount on Record
Deed Sale	Oct 9, 2017 · Amount on Record
Prior Sale	May 2, 2014 · Amount on Record
Deed Document Number	17-0092042
Deed Book / Page	013519 / 000123
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4216 PAUL RD, CINCINNATI, OH 45238-5845
Transaction Type	Mortgage
Record Updated	Dec 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4216 PAUL RD, CINCINNATI, OH 45238-5845

Mortgage

Document Number	0000090863
Date	Nov 20, 2025
Book Page	15547/437
Instrument	2025-0090863

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4216 PAUL RD, CINCINNATI, OH 45238-5845
Transaction Type	Mortgage
Record Updated	May 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026537
Date	Apr 20, 2023
Book Page	14899/53
Instrument	2023-0026537

Lender

Name	OPTION FINANCIAL LLC
Type	Mortgage Company
Address	CINCINNATI, OH 45247

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

March 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 15, 2021
Property Address	4216 PAUL RD, CINCINNATI, OH 45238-5845
Document Number	0000032741
Book / Page	14374 / 3751
Instrument Date	Mar 11, 2021
Instrument	2021-0032741
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4216 PAUL RD, CINCINNATI, OH 45238-5845
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025221
Date	Mar 21, 2017
Instrument	17-0025221

Lender

Name	CINCINNATI OHIO POLICE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 9, 2017
Property Address	4216 PAUL RD, CINCINNATI, OH 45238-5845
Document Number	0000092042
Book / Page	013519 / 000123
Instrument Date	Sep 29, 2017
Instrument	92042
Transaction Type	Transfer
Record Updated	Aug 30, 2018
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$408.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4216 PAUL RD CINCINNATI OH 452385845, CINCINNATI, OH 45238-5845

Mortgage

Document Number	92043
Date	Oct 9, 2017
Book Page	013519/000125
Instrument	92043

Lender

Name	OPTION FINANCIAL LLC
Type	Funding / Finance Company
Address	CINCINNATI, OH 45247

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 8, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Delhi Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,043.00 (+2.13%)	$86,370 (-) Land $17,192 Building $69,178
2024	$5,917.00 (-0.25%)	$86,370 (-) Land $17,192 Building $69,178
2023	$5,932.00 (+47.31%)	$86,370 (+81.45%) Land $17,192 Building $69,178	$246,770 (+81.45%) Land $49,120 Building $197,650
2022	$4,027.00 Homeowner's exemption	$47,601 Land $16,783 Building $30,818
2020			$136,000 Land $47,950 Building $88,050

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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