4216 Gelding Ln, Olney, MD 20832 Property Records

Montgomery County property record for 4216 Gelding Ln, Olney, MD 20832

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,620 sqft · built 1973
Lot Size	0.319 acres (13,874 sqft)
Owner	2 Individual Names on File
Last Sale	$768,000 (May 2026)
Tax Bill	$7,056 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Oct 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`08-00766323`

Property Details

APN / Parcel Number

Primary APN	`08-00766323`
Alternative APN	`00766323`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,620 sqft Living Area
Gross Area	3,104 sqft
1st Floor Area	1,106 sqft
Basement Area	650 sqft
Finished Basement	650 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Bi-Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	13,874 sqft (0.319 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	250 sqft
Deck Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	00766323
Street Address	4216 GELDING LN
City	OLNEY
State	MD
Zip	20832-1709
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R200
Legal Description	OLNEY SQUARE
Legal Subdivision	OLNEY SQUARE
Legal Block	D
Legal Lot Number	10
Jurisdiction	MONTGOMERY MD
Township / Civil Division	8
Census Block Group	2
Census Block	2009
Census Tract	701312

Owner

4216 Gelding Ln is owned and occupied by two individuals who bought it in May 2026.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4216 GELDING LN, OLNEY, MD 20832-1709
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Deed, Transfer · Conventional Mortgage GREAT NORTH BANK
Oct 20, 2018	Deed of Trust, Mortgage · Line of Credit NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2026 · Amount on File
Deed Sale	May 21, 2026 · Amount on File
Prior Sale	Aug 21, 2013 · Amount on File
Deed Book / Page	70512 / 239
Prior Transfer Date	Aug 29, 2008
Prior Transfer Doc	0000002884
Record Updated	Sep 20, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	May 21, 2026
Property Address	4216 GELDING LN, OLNEY, MD 20832-1709
Document Number	7051000239
Book / Page	70512 / 239
Instrument Date	May 18, 2026
Transaction Type	Transfer
Record Updated	Jun 1, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$775,680.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4216 GELDING LN, OLNEY, MD 20832-1709

Mortgage

Document Number	7051000247,
Date	May 21, 2026
Book Page	70512/247

Lender

Name	GREAT NORTH BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.74%
Initial Type	Fixed Rate
Max Rate	-1%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	4216 GELDING LN, OLNEY, MD 20832-1709
Document Number	0569930333
Instrument Date	Oct 20, 2018
Transaction Type	Mortgage
Record Updated	Jan 2, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4216 GELDING LN OLNEY MD 208321709, OLNEY, MD 20832-1709

Mortgage

Document Number	0569930333
Date	Dec 17, 2018
Book Page	056993/000333

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Dec 16, 2058

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4216 Gelding Ln was $7,056, up 6.9% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$574,667 (+1.44%)	$591,000 (+4.32%) Land $286,900 Building $304,100
2025	$7,056.00 (+6.93%)	$566,500 Land $273,200 Building $293,300	$566,500 Land $273,200 Building $293,300
2024	$6,599.00
2023		$502,300	$566,500 Land $273,200 Building $293,300
2022	$4,904.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4216 Gelding Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2015–2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4216 Gelding Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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