4216 Echo Rd, Benton Harbor, MI 49022 Property Records

Berrien County property record for 4216 Echo Rd, Benton Harbor, MI 49022

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,485 sqft · built 2004
Lot Size0.487 acres (21,214 sqft)
OwnerIndividual Name on File
Last Sale$72,000 (Jul 2008)
Tax Bill$2,548 (2025)
Deeds & MortgagesAug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN03-2490-0030-00-8

Property Details

APN / Parcel Number

Primary APN03-2490-0030-00-8
Alternative APN
  • 11-03-2490-0030-00-8

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,485 sqft Living Area
1st Floor Area1,485 sqft
Basement Area1,485 sqft
Unfinished Basement1,485 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleRaised Ranch
Lot Area21,214 sqft (0.487 acres)
Lot Depth185 ft Depth
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address4216 ECHO RD
CityBENTON HARBOR
StateMI
Zip49022-8401
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA1 SING FA
Legal DescriptionLOT 30 FOREST POINT SUB
Legal SubdivisionFOREST POINT SUB
Legal Lot Number30
Legal Unit30
JurisdictionBERRIEN MI
Township / Civil DivisionBENTON
Census Block Group1
Census Block1025
Census Tract2400

Owner

Source: Berrien County assessment roll, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4216 ECHO RD, BENTON HARBOR, MI 49022-8401
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 25, 2008 · Amount on Record
Deed SaleJul 25, 2008 · Amount on Record
Prior SaleNov 28, 2006 · Amount on Record
Deed Book / Page2852 / 1956
Prior Transfer DateMay 6, 2005
Prior Transfer Doc02610/0785
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address4216 ECHO RD, BENTON HARBOR, MI 49022-8401
Transaction TypeMortgage
Record UpdatedNov 9, 2023
Title CompanyTIMIOS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4216 ECHO RD, BENTON HARBOR, MI 49022-8401

Mortgage

Document Number03341/3237
DateAug 30, 2021
Book Page3341/3237
Lender
NameROYAL UNITED MORTGAGE LLC
TypeMortgage Company
AddressINDIANAPOLIS, IN 46250
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of June 5, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
County SubdivisionBenton Charter Township
Unified School DistrictBenton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$113,200 (+14.57%)$226,400 (+14.57%)
2025$2,548.00 (+3.07%) Homeowner's exemption$98,800 (+15.96%)$197,600 (+15.96%)
2024$2,472.00 (+10.26%)
2023$85,200$170,400
2022$2,242.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1983)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 85% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Mercury Broadband, Midwest Energy Cooperative, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Echo Rd

Nearby Streets

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