4215 Old Lock Rd, Williamsburg, VA 23188 Property Records

James City County property record for 4215 Old Lock Rd, Williamsburg, VA 23188

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,002 sqft · built 2007
Lot Size	0.189 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$452,000 (Oct 2020)
Tax Bill	$5,184 (2025)
Deeds & Mortgages	Oct 2020 Sale Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-4 15-0-0026`

Property Details

APN / Parcel Number

Primary APN	`23-4 15-0-0026`
Alternative APN	`29750`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,002 sqft Living Area
Basement Area	2,103 sqft
Finished Basement	1,148 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.189 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	24 sqft
Deck Area	413 sqft
Patio Area	413 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	29750
Street Address	4215 OLD LOCK RD
City	WILLIAMSBURG
State	VA
Zip	23188-7289
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MU MIXED USE
Legal Description	L-26 PH-2 S-2 COLONIAL HERITAGE
Legal Subdivision	COLONIAL HERITAGE
Legal Phase	2
Legal Lot Number	26
Jurisdiction	JAMES CITY VA
Township / Civil Division	STONEHOUSE
Census Block Group	3
Census Block	3000
Census Tract	80402

Owner

4215 Old Lock Rd is owned and occupied by an individual who bought it in October 2020.

Source: James City County records, as of November 17, 2025

Owner of Record	Individual Name on File
Mailing Address	4215 OLD LOCK RD, WILLIAMSBURG, VA 23188-7289
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2020	Warranty Deed, Transfer NOT AVAILABLE
Sep 13, 2019	Deed of Trust, Mortgage · VA Mortgage NORTH AMERICAN SVGS BK
Aug 24, 2017	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2020 · Amount on File
Deed Sale	Oct 1, 2020 · Amount on File
Prior Sale	Jul 8, 2014
Deed Document Number	200016792
Record Updated	Jun 8, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Oct 1, 2020
Property Address	4215 OLD LOCK RD, WILLIAMSBURG, VA 23188-7289
Document Number	0000016792
Instrument Date	Sep 25, 2020
Instrument	16792
Transaction Type	Transfer
Record Updated	Nov 3, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$452.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4215 OLD LOCK RD WILLIAMSBURG VA 231887289, WILLIAMSBURG, VA 23188-7289

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	4215 OLD LOCK RD, WILLIAMSBURG, VA 23188-7289
Document Number	0000000281
Instrument Date	Sep 13, 2019
Transaction Type	Mortgage
Record Updated	Jan 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	4215 OLD LOCK RD WILLIAMSBURG VA 231887289, WILLIAMSBURG, VA 23188-7289

Mortgage

Document Number	0000000281
Date	Jan 6, 2020
Instrument	281

Lender

Name	NORTH AMERICAN SVGS BK
Type	Federal Savings Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 5, 2050

Interest

Rate Type	Fixed Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	4215 OLD LOCK RD, WILLIAMSBURG, VA 23188-7289
Document Number	0000017609
Instrument Date	Aug 24, 2017
Transaction Type	Mortgage
Record Updated	Sep 20, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017609
Date	Sep 6, 2017
Instrument	17609

Lender

Name	BRANCH BK&TR
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4215 Old Lock Rd was $5,184, up 6.4% from the year before.

Source: James City County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,184.00 (+6.43%)	$624,600 Land $110,500 Building $514,100	$624,600 Land $110,500 Building $514,100
2024	$4,871.00 (+13.86%)
2023	$4,278.00	$515,500 Land $91,500 Building $424,000	$515,500 Land $91,500 Building $424,000
2022	$4,278.00
2019	$3,589.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4215 Old Lock Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4215 Old Lock Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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