4215 Midway Rd, Duluth, MN 55811 Property Records

St. Louis County property record for 4215 Midway Rd, Duluth, MN 55811

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,375 sqft · built 1920
Lot Size48.5 acres (2,115,274 sqft)
Owner2 Individual Names on Record
Last Sale$565,000 (May 2026)
Tax Bill$6,834 (2026)
Deeds & MortgagesNov 2025 Line of Credit
May 2026 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN395-0010-04860

Property Details

APN / Parcel Number

Primary APN395-0010-04860
Alternative APNs
  • 1076609
  • 1197404

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area2,375 sqft Gross Area
1st Floor Area1,790 sqft
Basement Area563 sqft
Finished Basement563 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area2,115,274 sqft (48.5 acres)
Garage Area624 sqft

Exterior Amenities

PorchSlab
Porch Area48 sqft
Deck Area192 sqft
Storage Building48 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Account Number1197404
Street Address4215 MIDWAY RD
CityDULUTH
StateMN
Zip55811-3655
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionALL THAT PART OF THE NE1/4, DESCRIBED ASFOLLOWS: COMMENCING AT THE EAST QUARTERCORNER OF SAID SECTION 18; THENCE ON ANASSUMED
Legal Range15W
Legal Township50N
Legal Section18
Legal SubdivisionHERMANTOWN CITY OF
JurisdictionST LOUIS MN
Township / Civil DivisionHERMANTOWN
Census Block Group1
Census Block1025
Census Tract10301

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4215 MIDWAY RD, DULUTH, MN 55811-3655
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants in Common

Deeds, Mortgages & Sale History

DateDocument
Nov 14, 2025Deed of Trust, Mortgage · Line of Credit
HARBOR POINTE CU
May 14, 2026Warranty Deed, Transfer · Conventional Mortgage
WELCHERT FINANCIAL SERVICES
Apr 21, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Aug 16, 2019Deed of Trust, Mortgage · Conventional Mortgage
NORTH SHORE BK/COMMERCE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 14, 2026 · Amount on Record
Deed SaleMay 14, 2026 · Amount on Record
Prior SaleMay 21, 2013 · Amount on Record
Deed Document Number20261532633
Prior Transfer DateSep 2, 2016
Prior Transfer Doc00A1292536
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address4215 MIDWAY RD, DULUTH, MN 55811-3655
Transaction TypeMortgage
Record UpdatedJun 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4215 MIDWAY RD, DULUTH, MN 55811-3655

Mortgage

Document Number0001522332
DateNov 14, 2025
Instrument1522332
Lender
NameHARBOR POINTE CU
TypeCredit Union
AddressDULUTH, MN 55802
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueNov 25, 2040
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateMay 14, 2026
Property Address4215 MIDWAY RD, DULUTH, MN 55811-3655
Document Number0001532633
Instrument DateApr 30, 2026
Instrument2026.1532633
Transaction TypeTransfer
Record UpdatedMay 28, 2026
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$188,314.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address4215 MIDWAY RD, DULUTH, MN 55811-3655

Mortgage

Document Number0001532634,
DateMay 14, 2026
Instrument2026.1532634
Lender
NameWELCHERT FINANCIAL SERVICES
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate6.46%
Initial TypeFixed Rate
Max Rate-1%

April 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST LOUIS MN
Recording DateApr 21, 2026
Property Address4215 MIDWAY RD, DULUTH, MN 55811-3655
Document Number0001531145
Instrument DateApr 10, 2026
Instrument20261531145
Transaction TypeTransfer
Record UpdatedAug 27, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4215 MIDWAY RD, DULUTH, MN 55811-3655

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address4215 MIDWAY RD, DULUTH, MN 55811-3655
Document Number00A1361830
Instrument DateAug 16, 2019
Transaction TypeMortgage
Record UpdatedSep 10, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4215 MIDWAY RD HERMANTOWN MN 558113655, HERMANTOWN, MN 55811-3655

Mortgage

Document Number00A1361830
DateAug 26, 2019
InstrumentA1361830
Lender
NameNORTH SHORE BK/COMMERCE
TypeBank
AddressDULUTH, MN 55802
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 25, 2049

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityHermantown City
Unified School DistrictHermantown Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,834.00 (+10.98%) Homeowner's exemption
2025$6,158.00 (+5.23%) Homeowner's exemption$543,900 (+17.17%) Land $152,300 Building $391,600$543,900 (+17.17%) Land $152,300 Building $391,600
2024$5,852.00$464,200 (+14.31%) Land $130,700 Building $333,500$464,200 (+14.31%) Land $130,700 Building $333,500
2022$406,100 Land $110,500 Building $295,600$406,100 Land $110,500 Building $295,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Fiber
2,000 / 1,000

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