4215 Loch Dr, Highland, MI 48357 Property Records

Oakland County property record for 4215 Loch Dr, Highland, MI 48357

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,831 sqft · built 1973
Lot Size	0.598 acres (26,049 sqft)
Owner	2 Company Names on File
Last Sale	$425,000 (Oct 2023)
Tax Bill	$4,372 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`H-11-09-252-005`

Property Details

APN / Parcel Number

Primary APN	`H-11-09-252-005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,831 sqft Living Area
1st Floor Area	1,831 sqft
Basement Area	1,375 sqft
Unfinished Basement	1,375 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	26,049 sqft (0.598 acres)
Lot Dimensions	179 ft deep x 88 ft wide
View / Lot	Waterfront
Garage Area	526 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	420 sqft
Deck Area	423 sqft
Patio Area	423 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4215 LOCH DR
City	HIGHLAND
State	MI
Zip	48357-2242
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LI
Legal Description	T3N, R7E, SEC 9 HIGHLAND HILLS NO 1 LOT 70
Legal Range	07E
Legal Township	03N
Legal Section	09
Legal Subdivision	HIGHLAND
Legal Lot Number	70
Jurisdiction	OAKLAND MI
Township / Civil Division	HIGHLAND
Census Block Group	1
Census Block	1006
Census Tract	131600

Owner

4215 Loch Dr is owned by a company that bought it in October 2023 and is owner-occupied.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Company Names on File
Mailing Address	4215 LOCH DR, HIGHLAND, MI 48357-2242
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2024	Deed of Trust, Mortgage · Conventional Mortgage CHOICEONE BANK
Oct 4, 2023	Warranty Deed, Transfer · Conventional Mortgage CHOICEONE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2023 · Amount on File
Deed Sale	Oct 4, 2023 · Amount on File
Deed Document Number	2023108964
Deed Book / Page	58920 / 501
Prior Transfer Date	Jul 27, 2015
Prior Transfer Doc	0000152426
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	4215 LOCH DR, HIGHLAND, MI 48357-2242
Transaction Type	Mortgage
Record Updated	Mar 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4215 LOCH DR, HIGHLAND, MI 48357-2242

Mortgage

Document Number	0000020718
Date	Mar 1, 2024
Book Page	59196/134
Instrument	20718

Lender

Name	CHOICEONE BANK
Type	Bank
Address	SPARTA, MI 49345

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2039

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Oct 4, 2023
Property Address	4215 LOCH DR, HIGHLAND, MI 48357-2242
Document Number	0000108964
Book / Page	58920 / 501
Map Reference	LB 82 PG 29&630
Instrument Date	Sep 15, 2023
Instrument	108964
Transaction Type	Transfer
Record Updated	Oct 16, 2023
Title Company	TITLE SENSE INC, TITLE ONE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,187.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4215 LOCH DR, HIGHLAND, MI 48357-2242

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6069 HUXLEY ST, COMMERCE TOWNSHIP, MI 48382-2563

Mortgage

Document Number	0000103235
Date	Sep 20, 2023
Book Page	58889/312
Instrument	103235

Lender

Name	CHOICEONE BANK
Type	Bank
Address	SPARTA, MI 49345

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Type Change Date	Oct 1, 2030
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	12.5%
Index	1-Year T-Bill
Max Rate	12.5%

Tax Assessment & Valuation

The 2025 property tax bill for 4215 Loch Dr was $4,372 with a homeowner's exemption, down 37.8% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Highland Charter Township
Unified School District	Huron Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,372.00 (-37.84%) Homeowner's exemption	$195,030	$390,060
2024	$7,034.00
2023		$169,430	$338,860
2021	$3,323.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4215 Loch Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4215 Loch Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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