Osceola County property record for 4215 Hamilton Ct, Saint Cloud, FL 34769
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2 ba · 1,478 sqft · built 1987 |
| Lot Size | 0.101 acres (4,443 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $142,000 (Feb 2016) |
| Tax Bill | $1,487 (2025) |
| Deeds & Mortgages | Sep 2021 Transfer Apr 2020 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 82375 |
| Primary APN | 82375 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,478 sqft Heated Area |
| Gross Area | 1,978 sqft |
| 1st Floor Area | 1,414 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1987 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 4,443 sqft (0.101 acres) |
| Garage Type | Finished |
| Garage Area | 368 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 136 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 82375 |
|---|---|
| Street Address | 4215 HAMILTON CT |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-6729 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | SPUD |
| Legal Description | PALAMAR OAKS VILLAGE PH 2 PB 5 PG 22 LOT 8 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 04 |
| Legal Subdivision | PALAMAR OAKS TWNHMS |
| Legal Phase | 2 |
| Legal Tract | 418 |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 43208 |
Source: Osceola County records, as of December 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 4215 HAMILTON CT, SAINT CLOUD, FL 34769-6729 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 21, 2021 | Intrafamily Transfer, Transfer |
| Apr 3, 2020 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Feb 17, 2016 · Amount on Record |
| Deed Sale | Feb 17, 2016 · Amount on Record |
| Prior Sale | Feb 17, 2016 · Amount on Record |
| Deed Document Number | 0049141280 |
| Deed Book / Page | 004914 / 001280 |
| Last Transfer Date | Sep 21, 2021 |
| Transfer Doc | 0060472451 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 21, 2021 |
| Property Address | 4215 HAMILTON CT, SAINT CLOUD, FL 34769-6729 |
| Document Number | 0060472451 |
| Book / Page | 6047 / 2451 |
| Map Reference | MB 5 PG 22&23 |
| Instrument Date | Sep 20, 2021 |
| Instrument | 2021145931 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4215 HAMILTON CT, SAINT CLOUD, FL 34769-6729 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4215 HAMILTON CT, SAINT CLOUD, FL 34769-6729 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0057030864 |
|---|---|
| Date | Apr 3, 2020 |
| Book Page | 5703/864 |
| Instrument | 2020046597 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 28, 2050 |
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,487.00 (+7.68%) Homeowner's exemption | $125,986 (+5.99%) | $253,000 (+13%) Land $35,000 Building $218,000 |
| 2023 | $1,381.00 (+24.19%) Homeowner's exemption | $118,870 (+3%) | $223,900 (+12.23%) Land $14,900 Building $209,000 |
| 2022 | $1,112.00 Homeowner's exemption Senior Citizen's exemption | $115,408 | $199,500 Land $14,900 Building $184,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 35 units insured incl. 6 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
May also be available: Hotwire Communications, T-Mobile, Verizon.
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