4215 Ginger Dr, Benton, AR 72019 Property Records

Saline County property record for 4215 Ginger Dr, Benton, AR 72019

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,086 sqft · built 1995
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on Record
Last Sale	$181,000 (Aug 2019)
Tax Bill	$1,834 (2024)
Deeds & Mortgages	Aug 2019 Sale & Mortgage Jul 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`800-62785-002`

Property Details

APN / Parcel Number

Primary APN	`800-62785-002`
Alternative APN	`63151`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,086 sqft Living Area
1st Floor Area	910 sqft
Upper Floors Area	1,176 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Built-in
Driveway	Driveway
Driveway Area	600 sqft

Exterior Amenities

Porch	Enclosed Porch
Porch Area	272 sqft
Deck Area	134 sqft
Patio Area	134 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	63151
Street Address	4215 GINGER DR
City	BENTON
State	AR
Zip	72019-1745
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2019-014977
Legal Range	15W
Legal Township	01S
Legal Section	25
Legal Subdivision	ROLLING ACRES
Legal Block	1
Legal Lot Number	15
Jurisdiction	SALINE AR
Township / Civil Division	BAUXITE
Census Block Group	3
Census Block	3008
Census Tract	10301

Owner

Source: Saline County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4215 GINGER DR, BENTON, AR 72019-1745
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2019	Warranty Deed, Transfer · FHA Mortgage BANK OF ENGLAND
Jul 18, 2017	Loan Modification, Mortgage FIRST SEC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2019 · Amount on Record
Deed Sale	Aug 9, 2019 · Amount on Record
Deed Document Number	2019-014977
Deed Book / Page	2019 / 014977
Record Updated	Jun 8, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE AR
Recording Date	Aug 9, 2019
Property Address	4215 GINGER DR, BENTON, AR 72019-1745
Document Number	0000014977
Instrument Date	Aug 6, 2019
Instrument	2019-014977
Transaction Type	Transfer
Record Updated	Oct 14, 2021
Title Company	SALINE COUNTY ABSTRACT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$597.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2818 PINEHURST CIR, 2818, BENTON, AR 72019-8892

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4215 GINGER DR, BENTON, AR 72019-1745

Mortgage

Document Number	0000014978
Date	Aug 9, 2019
Instrument	2019-014978

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Mortgage

Document Number	0000014979
Date	Aug 9, 2019
Instrument	2019-014979

Lender

Name	ARKANSAS DEVELOPMENT FINANCE AUTHORITY
Type	Funding / Finance Company
Address	LITTLE ROCK, AR 72201

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2029

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SALINE AR
Recording Date	Jul 18, 2017
Property Address	4215 GINGER DR, BENTON, AR 72019-1745
Instrument Date	Jun 20, 2017
Instrument	12936
Transaction Type	Mortgage
Record Updated	Aug 23, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2818 PINEHURST CIR BENTON AR 720198892, BENTON, AR 72019-8892

Mortgage

Document Number	0000012936
Date	Jul 18, 2017
Instrument	12936

Lender

Name	FIRST SEC BK
Type	Federal Savings Bank
Address	5619 HIGHWAY 5 N, BRYANT, AR 72022-9086

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Jul 17, 2020

Tax Assessment & Valuation

Source: Saline County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
Municipality	Benton City
County	Saline County
Unified School District	Benton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$44,937 (-) Land $6,000 Building $38,937
2024	$1,834.00 (+1.44%)
2023	$1,808.00 Homeowner's exemption	$44,937 Land $6,000 Building $38,937	$224,685 Land $30,000 Building $194,685

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	9 (2008–2019)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Apr 2019 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2009 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 70% of Arkansas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALEM WATER USERS LLC serves 22,775 people · EPA ID AR0000492
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Also Mapped Here	SALEM WATERWORKS
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Sparklight Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Connect2First, Longview Cable Television Company.

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