4215 E Montgomery Ave, Spokane, WA 99217 Property Records

Spokane County property record for 4215 E Montgomery Ave, Spokane, WA 99217

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,744 sqft · built 1980
Lot Size	0.209 acres (9,100 sqft)
Owner	2 Individual Names on File
Last Sale	$208,660 (Jan 2019)
Tax Bill	$3,282 (2026)
Deeds & Mortgages	Apr 2022 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35101.5714`

Property Details

APN / Parcel Number

Primary APN	`35101.5714`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,744 sqft Living Area
Gross Area	1,856 sqft
1st Floor Area	944 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,100 sqft (0.209 acres)
Lot Dimensions	140 ft deep x 65 ft wide
Deck Area	98 sqft
Patio Area	98 sqft
Pole Barn	720 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4215 E MONTGOMERY AVE
City	SPOKANE
State	WA
Zip	99217-7275
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	UPRIVER DRIVE ESTATES L14 B8
Legal Range	43E
Legal Township	25N
Legal Section	10
Legal Subdivision	UPRIVER DRIVE ESTATES
Legal Block	8
Legal Lot Number	14
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	3
Census Block	3042
Census Tract	14400

Owner

4215 E Montgomery Ave is owned and occupied by two individuals who bought it in January 2019.

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4215 E MONTGOMERY AVE, SPOKANE, WA 99217-7275
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2022	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU
Aug 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage SPOKANE TEACHERS CU
Jan 31, 2019	Warranty Deed, Transfer · Conventional with PMI SPOKANE TEACHERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2019 · Amount on File
Deed Sale	Jan 31, 2019 · Amount on File
Deed Document Number	20196779137
Prior Transfer Date	Jan 28, 2019
Prior Transfer Doc	0006779137
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	4215 E MONTGOMERY AVE, SPOKANE, WA 99217-7275
Transaction Type	Mortgage
Record Updated	Apr 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007196967
Date	Apr 8, 2022
Instrument	7196967

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 7, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	4215 E MONTGOMERY AVE, SPOKANE, WA 99217-7275
Document Number	0006953103
Instrument Date	Aug 3, 2020
Transaction Type	Mortgage
Record Updated	Aug 28, 2020
Title Company	NEXTITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4215 E MONTGOMERY AVE SPOKANE WA 992177275, SPOKANE, WA 99217-7275

Mortgage

Document Number	0006953103
Date	Aug 7, 2020
Instrument	6953103

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 6, 2050

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jan 31, 2019
Property Address	4215 E MONTGOMERY AVE, SPOKANE, WA 99217-7275
Document Number	0006779137
Instrument Date	Jan 28, 2019
Instrument	6779137
Transaction Type	Transfer
Record Updated	Feb 15, 2019
Title Company	SPOKANE COUNTY TITLE COMPANY, SPOKANE COUNTY TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,719.14

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4215 E MONTGOMERY AVE SPOKANE WA 992177275, SPOKANE, WA 99217-7275

Mortgage

Document Number	6779138
Date	Jan 31, 2019
Instrument	6779138

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 30, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 4215 E Montgomery Ave was $3,282, up 10.2% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,282.00 (+10.21%)	$320,700 (+2.89%) Land $80,000 Building $240,700	$320,700 (+2.89%) Land $80,000 Building $240,700
2025	$2,978.00 (-1.46%)	$311,700 (-5.11%) Land $75,000 Building $236,700	$311,700 (-5.11%) Land $75,000 Building $236,700
2024	$3,022.00 (-5.97%)	$328,500 (+35.86%) Land $75,000 Building $253,500	$328,500 (+35.86%) Land $75,000 Building $253,500
2023	$3,214.00 (+13.53%)	$241,800 Land $45,000 Building $196,800	$241,800 Land $45,000 Building $196,800
2022	$2,831.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4215 E Montgomery Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4215 E Montgomery Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wind Wireless Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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