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4215 Cielo Ave, Oceanside, CA 92056 Property Records

San Diego County property record for 4215 Cielo Ave, Oceanside, CA 92056

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,703 sqft · built 1978
Lot Size0.146 acres (6,367 sqft)
Owner2 Individual Names on File
Last Sale$880,000 (Jul 2025)
Tax Bill$8,082 (2025)
Deeds & MortgagesJun 2021 Mortgage
May 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN168-190-44-00

Property Details

APN / Parcel Number

Primary APN168-190-44-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,703 sqft Living Area

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Lot Area6,367 sqft (0.146 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address4215 CIELO AVE
CityOCEANSIDE
StateCA
Zip92056-5010
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE-B
Legal DescriptionLOT 22 TR 008385
Legal SubdivisionVISTA CALAVERA
Legal Tract008385
Legal Block2
Legal Lot Number22
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2003
Census Tract19805

Owner

Source: San Diego County records · APN 168-190-44-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4215 CIELO AVE, OCEANSIDE, CA 92056-5010
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
INSPIRE HOME LOANS INC
May 26, 2020Grant Deed, Transfer · Conventional with PMI
INSPIRE HM LNS INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 28, 2025 · Amount on Record
Deed SaleJul 28, 2025 · Amount on Record
Prior SaleMay 26, 2020 · Amount on Record
Deed Document Number2025206119
Prior Transfer DateDec 30, 2004
Prior Transfer Doc0000040529
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4215 CIELO AVE, OCEANSIDE, CA 92056-5010
Transaction TypeMortgage
Record UpdatedJul 08, 2021
Title CompanyTICOR TITLE ORANGE COUNTY BR, TICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

NameVerified Name
Address4215 CIELO AVE, OCEANSIDE, CA 92056-5010

Mortgage

Document Number0000470918
DateJun 29, 2021
Instrument2021-0470918
Lender
NameINSPIRE HOME LOANS INC
TypeMortgage Company
AddressNEWPORT BEACH, CA 92660
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

May 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMay 26, 2020
Property Address4215 CIELO AVE, OCEANSIDE, CA 92056-5010
Document Number0000264142
Instrument DateApr 20, 2020
Instrument264142
Transaction TypeTransfer
Record UpdatedJun 04, 2020
Title CompanyWESTERN RESOURCES TITLE, WESTERN RSRCS TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$715.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address4215 CIELO AVE OCEANSIDE CA 920565010, OCEANSIDE, CA 92056-5010

Mortgage

Document Number264143
DateMay 26, 2020
Instrument264143
Lender
NameINSPIRE HM LNS INC
AddressNEWPORT BEACH, CA 92660
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMay 25, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$880,000 (+23.79%) Land $498,670 Building $381,330
2025$8,082.00 (+8.64%)$710,864 (+4.04%) Land $402,826 Building $308,038
2023$7,439.00 (+0.26%)$683,263 Land $387,185 Building $296,078
2022$7,420.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2018 · other causes

Wildfire

Wildfire RiskLow
lower than 65% of the US · lower than 79% of California
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: California Internet, Spectrum, T-Mobile USA.

Based on FCC filings for 596 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemLa Jolla Eastern
tribal government · serves 1,076 people
Water SourceGroundwater
Last State InspectionApr 2021
Also Mapped HereCITY OF OCEANSIDE, SAN DIEGO COUNTY WATER AUTHORITY
LeadBelow detection (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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