4215 Candle Ct, Merced, CA 95348 Property Records

Merced County property record for 4215 Candle Ct, Merced, CA 95348

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,478 sqft · built 2021
Lot Size	0.108 acres (4,719 sqft)
Owner	2 Individual Names on File
Last Sale	$552,500 (Apr 2022)
Tax Bill	$7,943 (2025)
Deeds & Mortgages	Aug 2025 Mortgage Apr 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`230-051-012-000`

Property Details

APN / Parcel Number

Primary APN	`230-051-012-000`
Alternative APN	`230-051-012`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,478 sqft Living Area
Gross Area	1,789 sqft
1st Floor Area	1,789 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Wood
Lot Area	4,719 sqft (0.108 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	230-051-012
Street Address	4215 CANDLE CT
City	MERCED
State	CA
Zip	95348-9642
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	BELLEVUE RANCH WEST VILLAGE 5 LOT 134
Legal Subdivision	BELLEVUE RANCH WEST VILLAGE 05
Legal Lot Number	134
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	1
Census Block	1000
Census Tract	1007

Owner

4215 Candle Ct is owned by two individuals who bought it in April 2022.

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3298 S BRIDGEPOINTE LN, DUBLIN, CA 94568-8759
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2025	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Apr 26, 2022	Grant Deed, Subdivision Related Transfer · Conventional Mortgage UNITED NATIONS FCU
Jan 11, 2019	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Aug 2, 2018	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2022 · Amount on File
Deed Sale	Apr 26, 2022 · Amount on File
Deed Document Number	202216652
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	4215 CANDLE CT, MERCED, CA 95348-9642
Transaction Type	Mortgage
Record Updated	Sep 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	351 GERALD CIR, MILPITAS, CA 95035-8917

Mortgage

Document Number	0000022858
Date	Aug 26, 2025
Instrument	2025022858

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

Interest

Rate Type	Adjustable Rate

April 2022: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Apr 26, 2022
Property Address	4215 CANDLE CT, MERCED, CA 95348-9642
Document Number	0000016652
Map Reference	MB 69 PG 18-28
Instrument Date	Apr 21, 2022
Instrument	2022016652
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3298 S BRIDGEPOINTE LN, DUBLIN, CA 94568-8759

Mortgage

Document Number	0000016653
Date	Apr 26, 2022
Instrument	2022016653

Lender

Name	UNITED NATIONS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	May 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.87%
Index	Other
Max Rate	7.87%

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Jan 11, 2019
Property Address	4215 CANDLE CT, MERCED, CA 95348-9642
Document Number	0000001128
Instrument Date	Jan 9, 2019
Instrument	1128
Transaction Type	Transfer
Record Updated	Feb 12, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3721 DOUGLAS BLVD #150 ROSEVILLE CA 956614244, 150, ROSEVILLE, CA 95661-4244

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Aug 2, 2018
Property Address	4215 CANDLE CT, MERCED, CA 95348-9642
Document Number	0000023669
Instrument Date	Jul 31, 2018
Instrument	23669
Transaction Type	Transfer
Record Updated	Sep 4, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$11,550.00
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3721 DOUGLAS BLVD #150 ROSEVILLE CA 956614244, 150, ROSEVILLE, CA 95661-4244
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 4215 Candle Ct was $7,943.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$503,000 (-7.54%) Land $120,000 Building $383,000
2025	$7,943.00	$544,000 Land $120,000 Building $424,000
2023	$7,187.00 (+104%)	$497,000 Land $105,000 Building $392,000
2022	$3,523.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4215 Candle Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4215 Candle Ct is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T.

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