4214 Windmill Point Rd, White Stone, VA 22578 Property Records

Lancaster County property record for 4214 Windmill Point Rd, White Stone, VA 22578

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,642 sqft · built 1998
Lot Size	6.77 acres (294,901 sqft)
Owner	2 Company Names on File
Last Sale	$847,000 (Oct 2019)
Tax Bill	$71 (2025)
Deeds & Mortgages	Feb 2021 Refinance Jun 2020 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`36 91`

Property Details

APN / Parcel Number

Primary APN	`36 91`
Alternative APN	`12844`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,642 sqft Living Area
Gross Area	5,771 sqft
1st Floor Area	6,708 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2013
Exterior Material	EIFS / Synthetic Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	294,901 sqft (6.77 acres)
Garage Area	256 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	840 sqft
Porch	Patio
Porch Area	147 sqft
Deck Area	302 sqft
Storage Building	Storage Building
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	12844
Street Address	4214 WINDMILL POINT RD
City	WHITE STONE
State	VA
Zip	22578-3107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ISLAND 6.77 AC LR20/1228 P#0858
Jurisdiction	LANCASTER VA
Township / Civil Division	3
Census Block Group	1
Census Block	1001
Census Tract	30301

Owner

Source: Lancaster County assessment roll, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	5301 WEETMAN ST, BURKE, VA 22015-1653
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA
Jun 26, 2020	Intrafamily Transfer, Transfer
Oct 2, 2019	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 2, 2019 · Amount on Record
Deed Sale	Oct 2, 2019 · Amount on Record
Deed Document Number	20191589
Last Transfer Date	Jun 25, 2020
Transfer Doc	0000001228
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	4214 WINDMILL POINT RD, WHITE STONE, VA 22578-3107
Transaction Type	Mortgage
Record Updated	Mar 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210000442
Date	Feb 11, 2021
Instrument	210000442

Lender

Name	WELLS FARGO BANK NA

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.38%

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LANCASTER VA
Recording Date	Jun 26, 2020
Property Address	4214 WINDMILL POINT RD, WHITE STONE, VA 22578-3107
Document Number	200001228
Instrument Date	Jun 25, 2020
Instrument	200001228
Transaction Type	Transfer
Record Updated	Nov 23, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5301 WEETMAN ST, BURKE, VA 22015-1653

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	Oct 2, 2019
Property Address	4214 WINDMILL POINT RD, WHITE STONE, VA 22578-3107
Document Number	190001589
Instrument Date	Sep 18, 2019
Instrument	190001589
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	ELITE TITLE AND ESCROW, ELITE TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4214 WINDMILL POINT RD, WHITE STONE, VA 22578-3107

Mortgage

Document Number	190001590
Date	Oct 2, 2019
Instrument	190001590

Lender

Name	WELLS FARGO BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lancaster County
Unified School District	Lancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$71.00 (-98.76%)	$1,297,600 (+43.11%) Land $395,700 Building $901,900	$1,297,600 (+43.11%) Land $395,700 Building $901,900
2023	$5,712.00	$906,700 Land $299,700 Building $607,000	$906,700 Land $299,700 Building $607,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 69 individual policies
Nearby Flood Policies	77 units insured incl. 8 condo units
Nearby Flood Claims	7 (2003–2024)
Most Recent Claim	Sep 2024 · tidal / storm surge
Claims by Event	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 2 claims Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cogeco Cable Holdings II Cable	1,000 / 50

Cell Coverage

4G LTE only, no 5G reported

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