Chisago County property record for 42130 Elmcrest Ave, Harris, MN 55032
| Property Type | General Agricultural/Rural |
|---|---|
| Details | 2 bd · 1 ba · 884 sqft · built 1974 |
| Lot Size | 20 acres (871,200 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $350,000 (Nov 2025) |
| Tax Bill | $3,310 (2026) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-00570-00 |
| Primary APN | 03-00570-00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 884 sqft Total Area |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 871,200 sqft (20 acres) |
| Garage Area | 884 sqft |
| Shed | 1 Shed |
| Shed Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 3973379 |
|---|---|
| Street Address | 42130 ELMCREST AVE |
| City | HARRIS |
| State | MN |
| Zip | 55032-3401 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > General Agricultural/Rural |
| Local Zoning Code | AG |
| Legal Description | SW1/4 OF SE1/4 OF SE1/4 S1/2 OF N1/2 OF SE1/4 OF SE1/4 |
| Legal Range | 022 |
| Legal Township | 036 |
| Legal Section | 36 |
| Jurisdiction | CHISAGO MN |
| Township / Civil Division | FISH LAKE |
| Census Block Group | 3 |
| Census Block | 3055 |
| Census Tract | 110100 |
Source: Chisago County records, as of April 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 42130 ELMCREST AVE, HARRIS, MN 55032-3401 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 14, 2025 · Amount on Record |
| Deed Sale | Nov 14, 2025 · Amount on Record |
| Deed Document Number | 2025688553 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHISAGO MN |
| Recording Date | Nov 14, 2025 |
| Property Address | 42130 ELMCREST AVE, HARRIS, MN 55032-3401 |
| Document Number | 000A688553 |
| Instrument Date | Nov 14, 2025 |
| Instrument | A-688553 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2026 |
| Title Company | TITLE GROUP INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,155.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 42130 ELMCREST AVE, HARRIS, MN 55032-3401 |
| Investor | Possibly a Property Investor |
| Document Number | 000A688554 |
|---|---|
| Date | Nov 14, 2025 |
| Instrument | A-688554 |
| Name | LUMINATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2055 |
Source: Chisago County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Chisago County |
| County Subdivision | Fish Lake Township |
| Unified School District | North Branch Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,310.00 (-0.6%) | ||
| 2025 | $3,330.00 (+9.4%) | ||
| 2024 | $299,400 (+1.39%) | $299,400 (+1.39%) | |
| 2023 | $3,044.00 (+1.67%) | $295,300 (+9.9%) Land $140,400 Building $154,900 | $295,300 (+9.9%) Land $140,400 Building $154,900 |
| 2022 | $2,994.00 (+6.17%) Homeowner's exemption | $268,700 (+29.12%) Land $121,900 Building $146,800 | $268,700 (+17.39%) Land $121,900 Building $146,800 |
| 2021 | $2,820.00 | $208,100 | $228,900 Land $100,900 Building $128,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 17, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 72% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ECE Fiber Fiber | 2,000 / 2,000 |
| CenturyLink Fiber | 2,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
5G (outdoors only) and 4G LTE
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