Lorain County property record for 42126 Debra Dr, Elyria, OH 44035 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,664 sqft · built 1957 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on File |
| Last Sale | $220,000 (Jul 2026) |
| Tax Bill | $2,021 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-23-008-102-006 |
| Primary APN | 06-23-008-102-006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,664 sqft Living Area |
| Gross Area | 1,862 sqft |
| 1st Floor Area | 1,664 sqft |
| Basement Area | 1,664 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 118 ft deep x 99 ft wide |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Frame Porch |
|---|---|
| Porch Area | 318 sqft |
| Deck Area | 314 sqft |
| Patio Area | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 42126 DEBRA DR |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-1138 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 31-06-024 -054-00 |
| Legal Subdivision | BRACE |
| Legal Tract | 23 |
| Legal Block | 102 |
| Legal Lot Number | 8 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 70200 |
Source: Lorain County records · APN 06-23-008-102-006
Assessment roll updated May 16, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 42126 DEBRA DR, ELYRIA, OH 44035-1138 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Jul 01, 2026 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Dec 01, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 01, 2026 · Amount on Record |
| Deed Sale | Jul 01, 2026 · Amount on Record |
| Prior Sale | Aug 28, 1996 · Amount on Record |
| Deed Document Number | 2026101881 |
| Prior Transfer Date | Jun 29, 2026 |
| Prior Transfer Doc | 0000101881 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jul 01, 2026 |
| Property Address | 42126 DEBRA DR, ELYRIA, OH 44035-1138 |
| Document Number | 0000101881 |
| Instrument Date | Jun 29, 2026 |
| Instrument | 2026101881 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2026 |
| Title Company | LAND TITLE, NETWORK LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $88,880.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 42126 DEBRA DR, ELYRIA, OH 44035-1138 |
| Investor | Possibly a Property Investor |
| Document Number | 0000101882, |
|---|---|
| Date | Jul 01, 2026 |
| Instrument | 2026101882 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 42126 DEBRA DR, ELYRIA, OH 44035-1138 |
| Document Number | 0000791764 |
| Instrument Date | Dec 01, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 42126 DEBRA DR ELYRIA OH 440351138, ELYRIA, OH 44035-1138 |
| Document Number | 0000791764 |
|---|---|
| Date | Dec 03, 2020 |
| Instrument | 791764 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 216 Months |
| Due | Dec 02, 2038 |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Elyria Township |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,021.00 Homeowner's exemption | $57,380 (+%) Land $10,790 Building $46,590 | $163,940 (-) Land $30,840 Building $133,100 |
| 2024 | $2,021.00 (-24.34%) | $57,379 (+12.53%) Land $10,794 Building $46,585 | $163,940 (+12.53%) Land $30,840 Building $133,100 |
| 2023 | $2,671.00 (-0.6%) | $50,988 (%) Land $10,206 Building $40,782 | $145,680 (-) Land $29,160 Building $116,520 |
| 2022 | $2,687.00 | $50,990 Land $10,210 Building $40,780 | |
| 2021 | $145,680 Land $29,160 Building $116,520 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390930702001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 6 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 91 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Uniti Group | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: T-Mobile USA, Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.
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