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4212 SE 28th St, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 4212 SE 28th St, Okeechobee, FL 34974 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,562 sqft · built 2008
Lot Size0.198 acres (8,625 sqft)
Owner2 Individual Names on File
Last Sale$149,000 (Jul 2017)
Tax Bill$2,478 (2025)
Deeds & MortgagesMar 2019 Loan Modification
Feb 2019 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN1-25-37-35-0A00-00022-0000

Property Details

APN / Parcel Number

Primary APN1-25-37-35-0A00-00022-0000
Alternative APN
  • R12537350A00000220000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,562 sqft Living Area
Gross Area2,419 sqft
1st Floor Area1,562 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area8,625 sqft (0.198 acres)
Lot Dimensions115 ft deep x 75 ft wide
Garage TypeAttached
Garage Area457 sqft
PorchFinished/Open Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address4212 SE 28TH ST
CityOKEECHOBEE
StateFL
Zip34974-6686
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 13 OF ROWLAND ACRES NO. 3, AN UNRECORDED PLAT BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: COMMENCE AT THE NORTHEAST CORNER OF LOT 1, TREASURE ISLAND UNIT NO. 5, ACCORDING TO THE PLAT THEREOF AS RECORDED IN PLAT BOOK 3, PAGE 45 OF THE PUBLIC REC
Legal Range35E
Legal Township37S
Legal Section25
Legal SubdivisionROWLAND ACRES NO 3
Legal Lot Number13
JurisdictionOKEECHOBEE FL
Township / Civil DivisionOKEECHOBEE
Census Block Group3
Census Block3005
Census Tract910403

Owner

Source: Okeechobee County records · APN 1-25-37-35-0A00-00022-0000

Assessment roll updated November 19, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4212 SE 28TH ST, OKEECHOBEE, FL 34974-6686
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 21, 2019Loan Modification, Mortgage · FHA Mortgage
CALIBER HM LOANS
Feb 28, 2019Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Jul 24, 2017Warranty Deed, Transfer · FHA Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 24, 2017 · Amount on Record
Deed SaleJul 24, 2017 · Amount on Record
Prior SaleMar 03, 2015 · Amount on Record
Deed Document Number20177345
Deed Book / Page793 / 1407
Prior Transfer DateJun 30, 2010
Prior Transfer Doc0006880746
Record UpdatedJun 08, 2026

March 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOKEECHOBEE FL
Property Address4212 SE 28TH ST, OKEECHOBEE, FL 34974-6686
Document Number0008230074
Instrument DateMar 21, 2019
Transaction TypeMortgage
Record UpdatedMay 20, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4212 SE 28TH ST OKEECHOBEE FL 349746686, OKEECHOBEE, FL 34974-6686

Mortgage

Document Number0008230074
DateApr 15, 2019
Book Page000823/000074
Instrument3916
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressOKLAHOMA CITY, OK 73134
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 14, 2049
Interest
Rate5.12%

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address4212 SE 28TH ST, OKEECHOBEE, FL 34974-6686
Document Number0008231530
Instrument DateFeb 28, 2019
Transaction TypeMortgage
Record UpdatedMay 20, 2019
Title CompanySERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LN MOD SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
Address4212 SE 28TH ST OKEECHOBEE FL 349746686, OKEECHOBEE, FL 34974-6686

Mortgage

Document Number0008231530
DateApr 26, 2019
Book Page000823/001530
Instrument4402
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 25, 2049

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateJul 24, 2017
Property Address4212 SE 28TH ST, OKEECHOBEE, FL 34974-6686
Document Number0007931407
Book / Page000793 / 001407
Instrument DateJul 19, 2017
Instrument7345
Transaction TypeTransfer
Record UpdatedNov 20, 2018
Title CompanyCLEAR TITLE, CLEAR TITLE & LEGAL SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,043.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4212 SE 28TH ST OKEECHOBEE FL 349746686, OKEECHOBEE, FL 34974-6686

Mortgage

Document Number7931409
DateJul 24, 2017
Book Page000793/001409
Instrument7346
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 23, 2047

Tax Assessment & Valuation

Source: Okeechobee County records · Assessment roll updated November 19, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,478.00 (+7.6%) Homeowner's exemption$169,184 (+5.99%)$262,664 (+13.12%) Land $38,000 Building $224,664
2023$2,303.00 (+7.62%) Homeowner's exemption$159,627 (+3%)$232,193 (+20.24%) Land $20,000 Building $212,193
2022$2,140.00 Homeowner's exemption$154,978$193,102 Land $20,000 Building $173,102

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okeechobee County (12093C), updated July 16, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120939104033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 39 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies39 in force

Wildfire

Wildfire RiskModerate
above 56% of the US · above 27% of Florida
Wildfire LikelihoodAbout 1 in 685 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed AreaWithin Okeechobee Battlefield
listed 1966 · 1 contributing resources · National Historic Landmark (designated 1961) · NRIS 66000269

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 221 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35

May also be available at this address: Verizon, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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