Mecklenburg County property record for 4212 Melchor Ave, Charlotte, NC 28211
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,853 sqft · built 1957 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $825,000 (Jun 2026) |
| Tax Bill | $5,340 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Dec 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 157-121-23 |
| Primary APN | 157-121-23 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,853 sqft Living Area |
| 1st Floor Area | 1,144 sqft |
| Upper Floors Area | 598 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Finished/Open Porch |
| Porch Area | 28 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 4212 MELCHOR AVE |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28211-1437 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | L1 B1 M3-98 |
| Legal Subdivision | RIDGEWOOD SEC 04 |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 2201 |
Source: Mecklenburg County records, as of July 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4212 MELCHOR AVE, CHARLOTTE, NC 28211-1437 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 29, 2026 | Warranty Deed, Transfer · Conventional Mortgage TRYON TITLE |
| Dec 2, 2020 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP |
| Jun 23, 2017 | Warranty Deed, Transfer · ARM FIRST CITIZENS BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 29, 2026 · Amount on Record |
| Deed Sale | Jun 29, 2026 · Amount on Record |
| Prior Sale | Dec 2, 2020 · Amount on Record |
| Deed Document Number | 202669081 |
| Deed Book / Page | 40535 / 787 |
| Prior Transfer Date | Dec 6, 2016 |
| Prior Transfer Doc | 0000168913 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jun 29, 2026 |
| Property Address | 4212 MELCHOR AVE, CHARLOTTE, NC 28211-1437 |
| Document Number | 0000069081 |
| Book / Page | 40535 / 787 |
| Instrument Date | Jun 29, 2026 |
| Instrument | 202669081 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2026 |
| Title Company | TRYON TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $166,650.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4212 MELCHOR AVE, CHARLOTTE, NC 28211-1437 |
| Document Number | 0000069082, |
|---|---|
| Date | Jun 29, 2026 |
| Instrument | 202669082 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Dec 2, 2020 |
| Property Address | 4212 MELCHOR AVE, CHARLOTTE, NC 28211-1437 |
| Document Number | 0000203406 |
| Book / Page | 35384 / 565 |
| Map Reference | MB 3 PG 98 |
| Instrument Date | Dec 1, 2020 |
| Instrument | 2020203406 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,050.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 251 HUNTLEY PL, 251, CHARLOTTE, NC 28207-2215 |
| Name | Verified Name |
|---|
| Document Number | 0000203407 |
|---|---|
| Date | Dec 2, 2020 |
| Instrument | 2020203407 |
| Name | AMERICAN SECURITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jun 23, 2017 |
| Property Address | 4212 MELCHOR AVE, CHARLOTTE, NC 28211-1437 |
| Document Number | 0000083899 |
| Book / Page | 31908 / 122 |
| Map Reference | MB3 PG98 |
| Instrument Date | Jun 23, 2017 |
| Instrument | 2017083899 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $940.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1341 PROVIDENCE RD, 1341, CHARLOTTE, NC 28207-2540 |
| Name | Verified Name |
|---|---|
| Address | 42132 MELCHOLL AVE, CHARLOTTE, NC 28211 |
| Document Number | 0000083900 |
|---|---|
| Date | Jun 23, 2017 |
| Instrument | 2017083900 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.35% |
| Type Change Date | Jul 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.5% |
| Index | 1-Year LIBOR |
| Max Rate | 8.5% |
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,340.00 (+1.64%) | $673,700 Land $435,000 Building $238,700 | $673,700 Land $435,000 Building $238,700 |
| 2024 | $5,254.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.4% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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