42117 N 46th Dr, Phoenix, AZ 85086 Property Records

Maricopa County property record for 42117 N 46th Dr, Phoenix, AZ 85086

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,907 sqft · built 2005
Lot Size	0.183 acres (7,966 sqft)
Owner	Individual Name on File
Last Sale	$284,000 (Mar 2018)
Tax Bill	$1,868 (2025)
Deeds & Mortgages	Oct 2025 Second Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`203-04-231`

Property Details

APN / Parcel Number

Primary APN	`203-04-231`
Alternative APN	`203042316`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,907 sqft Living Area
Gross Area	2,097 sqft
1st Floor Area	1,907 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	7,966 sqft (0.183 acres)
Parking Spaces	2 Parking Spaces
Patio Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	42117 N 46TH DR
City	PHOENIX
State	AZ
Zip	85086-1432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	ANTHEM WEST UNIT 1 MCR 622-14
Legal Range	2E
Legal Township	6N
Legal Section	16
Legal Subdivision	ANTHEM WEST UNIT 1
Legal Lot Number	230
Legal Unit	1
Jurisdiction	MARICOPA AZ
Township / Civil Division	DEER VALLEY
Census Block Group	4
Census Block	4023
Census Tract	610002

Owner

42117 N 46th Dr is owned and occupied by an individual who bought it in March 2018.

Source: Maricopa County records, as of October 27, 2025

Owner of Record	Individual Name on File
Mailing Address	42117 N 46TH DR, PHOENIX, AZ 85086-1432
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Oct 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Mar 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Mar 12, 2018	Warranty Deed, Transfer · FHA Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2018 · Amount on File
Deed Sale	Mar 12, 2018 · Amount on File
Prior Sale	Jan 30, 2006 · Amount on File
Deed Document Number	2018183848
Prior Transfer Date	Sep 2, 2010
Prior Transfer Doc	0000795753
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	42117 N 46TH DR, PHOENIX, AZ 85086-1432
Transaction Type	Mortgage
Record Updated	Oct 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42117 N 46TH DR, PHOENIX, AZ 85086-1432

Mortgage

Document Number	0000603883
Date	Oct 20, 2025
Instrument	20250603883

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2045

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	42117 N 46TH DR, PHOENIX, AZ 85086-1432
Transaction Type	Mortgage
Record Updated	Jul 18, 2022
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE SVC AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42117 N 46TH DR, PHOENIX, AZ 85086-1432

Mortgage

Document Number	0001167646
Date	Oct 29, 2021
Instrument	20211167646

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	42117 N 46TH DR, PHOENIX, AZ 85086-1432
Transaction Type	Mortgage
Record Updated	Jul 18, 2022
Title Company	AMERICAN TITLE SVC AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000269408
Date	Mar 30, 2020
Instrument	20200269408

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 12, 2018
Property Address	42117 N 46TH DR, PHOENIX, AZ 85086-1432
Document Number	0000183848
Instrument Date	Mar 5, 2018
Instrument	183848
Transaction Type	Transfer
Record Updated	Mar 20, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$284.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42117 N 46TH DR PHOENIX AZ 850861432, PHOENIX, AZ 85086-1432

Mortgage

Document Number	183849
Date	Mar 12, 2018
Instrument	183849

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 11, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 42117 N 46th Dr was $1,868.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Deer Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,670 (+75.18%)	$436,700 (+2.68%) Land $87,300 Building $349,400
2025	$1,868.00	$24,928 (-44.46%)	$425,300 (-5.24%) Land $85,000 Building $340,300
2024		$44,880	$448,800 Land $89,700 Building $359,100
2023	$2,109.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 42117 N 46th Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 42117 N 46th Dr is moderate, ranking above 61% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 48% of Arizona
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EPCOR - TIERRA DEL RIO serves 4,868 people · EPA ID AZ0407532
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Sep 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AirFiber WISP Fixed Wireless	1,000 / 500

May also be available: Mojo Broadband, Verizon.

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