Okaloosa County property record for 4211 Shadow Ln, Niceville, FL 32578
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,698 sqft · built 2014 |
| Lot Size | 0.687 acres (29,935 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $650,000 (Oct 2023) |
| Tax Bill | $5,598 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Oct 2021 Mortgage + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | C56-000-594-7041-9 |
| Primary APN | C56-000-594-7041-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,698 sqft Living Area |
| Gross Area | 4,046 sqft |
| 1st Floor Area | 1,902 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 29,935 sqft (0.687 acres) |
| Garage Type | Attached |
| Garage Area | 616 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 220 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4211 SHADOW LN |
|---|---|
| City | NICEVILLE |
| State | FL |
| Zip | 32578-4545 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHADOW OAK S/D LOT 9 |
| Legal Range | 22W |
| Legal Township | 01S |
| Legal Section | 15 |
| Legal Subdivision | SHADOW OAK S/D |
| Legal Lot Number | 9 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | NICEVILLE-VALPARAISO |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 21002 |
Source: Okaloosa County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4211 SHADOW LN, NICEVILLE, FL 32578-4545 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 13, 2023 | Warranty Deed, Transfer · VA Mortgage UNIVERSITY BANK |
| Oct 4, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jul 10, 2019 | Deed of Trust, Mortgage · VA Mortgage MAGNOLIA BANK |
| Jun 6, 2017 | Quit Claim Deed, Transfer OLD SOUTH LAND TITLE |
| May 5, 2017 | Deed of Trust, Mortgage · VA Mortgage UNIVERSITY LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 13, 2023 · Amount on Record |
| Deed Sale | Oct 13, 2023 · Amount on Record |
| Prior Sale | Jun 3, 2014 · Amount on Record |
| Deed Document Number | 20233651995 |
| Prior Transfer Date | May 24, 2017 |
| Prior Transfer Doc | 0033023169 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Oct 13, 2023 |
| Property Address | 4211 SHADOW LN, NICEVILLE, FL 32578-4545 |
| Document Number | 0003651995 |
| Map Reference | MB 15 PG 5 |
| Instrument Date | Oct 12, 2023 |
| Instrument | 3651995 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2023 |
| Title Company | COTTON LAND TITLE INC, COTTON LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,550.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2834 MALONE DR, PANAMA CITY, FL 32405-3821 |
| Name | Verified Name |
|---|---|
| Address | 4211 SHADOW LN, NICEVILLE, FL 32578-4545 |
| Document Number | 0003651996 |
|---|---|
| Date | Oct 13, 2023 |
| Instrument | 3651996 |
| Name | UNIVERSITY BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 4211 SHADOW LN, NICEVILLE, FL 32578-4545 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2021 |
| Title Company | KNIGHT BARRY TITLE |
| Name | Verified Name |
|---|---|
| Address | 707 MINNESOTA AVE, LYNN HAVEN, FL 32444-1859 |
| Document Number | 0035774910 |
|---|---|
| Date | Oct 4, 2021 |
| Book Page | 3577/4910 |
| Instrument | 3493795 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 334 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 4211 SHADOW LN, NICEVILLE, FL 32578-4545 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TRANSTAR NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0034080258 |
|---|---|
| Date | Jul 10, 2019 |
| Book Page | 3408/0258 |
| Instrument | 3289986 |
| Name | MAGNOLIA BANK |
|---|---|
| Type | Bank |
| Address | CAMPBELLSVILLE, KY 42718 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jun 6, 2017 |
| Property Address | 4211 SHADOW LN, NICEVILLE, FL 32578-4545 |
| Document Number | 0033023169 |
| Book / Page | 003302 / 003169 |
| Instrument Date | May 24, 2017 |
| Instrument | 3139247 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2017 |
| Title Company | OLD SOUTH LAND TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4211 SHADOW LN NICEVILLE FL 325784545, NICEVILLE, FL 32578-4545 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 4211 SHADOW LN, NICEVILLE, FL 32578-4545 |
| Document Number | 0033000549 |
| Book / Page | 003300 / 000549 |
| Instrument Date | May 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4211 SHADOW LN NICEVILLE FL 325784545, NICEVILLE, FL 32578-4545 |
| Document Number | 0033000549 |
|---|---|
| Date | May 18, 2017 |
| Book Page | 003300/000549 |
| Instrument | 3135872 |
| Name | UNIVERSITY LNDG |
|---|---|
| Address | SOUTHFIELD, MI 48034 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 17, 2047 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,598.00 (-0.96%) | $513,971 (+2.43%) | $518,197 (+3.27%) Land $96,525 Building $421,672 |
| 2023 | $5,652.00 (+7.09%) | $501,788 (+6.13%) Land $81,474 Building $420,314 | $501,788 (+6.13%) Land $81,474 Building $420,314 |
| 2022 | $5,278.00 | $472,807 Land $77,594 Building $395,213 | $472,807 Land $77,594 Building $395,213 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 218 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 278 units insured incl. 60 condo units |
| Nearby Flood Claims | 89 (1994–2020) |
| Claims Outside the SFHA | 20 of 89 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA COUNTY BLUEWATER BAY-RAINTREE serves 17,592 people · EPA ID FL1460775 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures