Union County property record for 4210 Richardson Rd, Monroe, NC 28112
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,844 sqft · built 1996 |
| Lot Size | 12.6 acres (549,379 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,452 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Jul 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-201-011 |
| Primary APN | 04-201-011 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,844 sqft Living Area |
| Gross Area | 2,328 sqft |
| 1st Floor Area | 1,844 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 549,379 sqft (12.6 acres) |
| Garage Type | Detached |
| Garage Area | 1,024 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 4210 RICHARDSON RD |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-9393 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-40 UNIO |
| Legal Description | RICHARDSON RICHARDSON RD |
| Jurisdiction | UNION NC |
| Township / Civil Division | BUFORD |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 20902 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4210 RICHARDSON RD, MONROE, NC 28112-9393 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 14, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Jul 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Mar 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Jul 26, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Jan 3, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 4210 RICHARDSON RD, MONROE, NC 28112-9393 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2022 |
| Title Company | STEWART TITLE GUARANTY |
| Name | Verified Name |
|---|---|
| Address | 4210 RICHARDSON RD, MONROE, NC 28112-9393 |
| Document Number | 0008570669 |
|---|---|
| Date | Sep 14, 2022 |
| Book Page | 8570/669 |
| Instrument | 32270 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 4210 RICHARDSON RD, MONROE, NC 28112-9393 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2021 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 8186312 |
|---|---|
| Date | Jul 28, 2021 |
| Book Page | 8186/312 |
| Instrument | 35599 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 4210 RICHARDSON RD, MONROE, NC 28112-9393 |
| Document Number | 7612399 |
| Instrument Date | Mar 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4210 RICHARDSON RD MONROE NC 281129393, MONROE, NC 28112-9393 |
| Document Number | 7612399 |
|---|---|
| Date | Mar 18, 2020 |
| Book Page | 007612/000399 |
| Instrument | 9055 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 17, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 4210 RICHARDSON RD, MONROE, NC 28112-9393 |
| Document Number | 7427823 |
| Instrument Date | Jul 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4210 RICHARDSON RD MONROE NC 281129393, MONROE, NC 28112-9393 |
| Document Number | 7427823 |
|---|---|
| Date | Jul 30, 2019 |
| Book Page | 007427/000823 |
| Instrument | 22078 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 29, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 4210 RICHARDSON RD, MONROE, NC 28112-9393 |
| Document Number | 708382 |
| Book / Page | 007083 / 000082 |
| Instrument Date | Jan 3, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4210 RICHARDSON RD MONROE NC 281129393, MONROE, NC 28112-9393 |
| Document Number | 708382 |
|---|---|
| Date | Jan 5, 2018 |
| Book Page | 007083/000082 |
| Instrument | 394 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 4, 2033 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $532,100 (-) Land $164,300 Building $367,800 | $532,100 (-) Land $164,300 Building $367,800 | |
| 2025 | $2,452.00 (+19.2%) | $532,100 (+60.56%) Land $164,300 Building $367,800 | $532,100 (+60.56%) Land $164,300 Building $367,800 |
| 2023 | $2,057.00 | $331,400 Land $80,000 Building $251,400 | $331,400 Land $80,000 Building $251,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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