St. Louis County property record for 4210 Cooke St, Duluth, MN 55804
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,209 sqft · built 1927 |
| Lot Size | 0.16 acres (7,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $99,000 (May 2014) |
| Tax Bill | $3,216 (2026) |
| Deeds & Mortgages | Nov 2021 Line of Credit Aug 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-3010-05030 |
| Primary APN | 010-3010-05030 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,209 sqft Gross Area |
| 1st Floor Area | 784 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Architectural Style | Bungalow |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 7,000 sqft (0.16 acres) |
| Garage Area | 672 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 230 sqft |
| Deck Area | 72 sqft |
| Storage Building | 120 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 969576 |
|---|---|
| Street Address | 4210 COOKE ST |
| City | DULUTH |
| State | MN |
| Zip | 55804-1946 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0003 BLOCK:059 SERIAL # |
| Legal Subdivision | LONDON ADD TO DULUTH |
| Legal Block | 59 |
| Legal Lot Number | 3 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 600 |
4210 Cooke St is owned and occupied by an individual who bought it in May 2014.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4210 COOKE ST, DULUTH, MN 55804-1946 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 24, 2021 | Deed of Trust, Mortgage · Line of Credit NORTHERN COMMUNITIES CU |
| Aug 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SERVION INC |
| Oct 21, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY |
| May 9, 2019 | Deed of Trust, Mortgage · Line of Credit NORTHERN COMMUNITIES CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 19, 2014 · Amount on File |
| Deed Sale | May 19, 2014 · Amount on File |
| Deed Document Number | 20141237753 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4210 COOKE ST, DULUTH, MN 55804-1946 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001430796 |
|---|---|
| Date | Nov 24, 2021 |
| Instrument | 1430796 |
| Name | NORTHERN COMMUNITIES CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55811 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 23, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4210 COOKE ST, DULUTH, MN 55804-1946 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001422548 |
|---|---|
| Date | Aug 24, 2021 |
| Instrument | 1422548 |
| Name | SERVION INC |
|---|---|
| Type | Funding / Finance Company |
| Address | SAINT PAUL, MN 55112 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4210 COOKE ST, DULUTH, MN 55804-1946 |
| Document Number | 00A1371390 |
| Instrument Date | Oct 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4210 COOKE ST DULUTH MN 558041946, DULUTH, MN 55804-1946 |
| Document Number | 00A1371390 |
|---|---|
| Date | Jan 14, 2020 |
| Instrument | A1371390 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | 520 GARFIELD AVE, DULUTH, MN 55802-2610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4210 COOKE ST, DULUTH, MN 55804-1946 |
| Document Number | 00A1355511 |
| Instrument Date | May 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4210 COOKE ST DULUTH MN 558041946, DULUTH, MN 55804-1946 |
| Document Number | 00A1355511 |
|---|---|
| Date | May 29, 2019 |
| Instrument | A1355511 |
| Name | NORTHERN COMMUNITIES CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 58811 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 28, 2034 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 4210 Cooke St was $3,216 with a homeowner's exemption, up 7.2% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,216.00 (+7.2%) Homeowner's exemption | ||
| 2025 | $3,000.00 (-2.98%) Homeowner's exemption | $255,000 (+6.21%) Land $47,900 Building $207,100 | $255,000 (+6.21%) Land $47,900 Building $207,100 |
| 2024 | $3,092.00 | $240,100 Land $46,200 Building $193,900 | $240,100 Land $46,200 Building $193,900 |
| 2022 | $210,200 Land $35,600 Building $174,600 | $210,200 Land $35,600 Building $174,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4210 Cooke St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2012) |
| Most Recent Claim | Jun 2012 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4210 Cooke St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
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