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421 Wren Branch Rd, Oneida, KY 40972 Property Records

Clay County property record for 421 Wren Branch Rd, Oneida, KY 40972

Property Summary

Property TypeSingle Family Home
Details1,356 sqft · built 2015
Lot Size3.01 acres (131,116 sqft)
OwnerIndividual Name on File
Last Sale$130,000 (Mar 2022)
Tax Bill$965 (2025)
Deeds & MortgagesMar 2022 Sale & Mortgage
Dec 2020 Transfer
Flood ZoneZone X (minimal risk)
APN196-00-00-017.05

Property Details

APN / Parcel Number

Primary APN196-00-00-017.05
Alternative APNs
  • 123794
  • 8092

Interior

Stories1 Story
Building Area1,356 sqft Living Area

Exterior

Year BuiltBuilt 2015
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area131,116 sqft (3.01 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number8092
Street Address421 WREN BRANCH RD
CityONEIDA
StateKY
Zip40972-6357
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description3.010 ACRES & HOUSE
JurisdictionCLAY KY
Township / Civil DivisionONEIDA
Census Block Group2
Census Block2035
Census Tract950100

Owner

Source: Clay County records · APN 196-00-00-017.05

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address421 WREN BRANCH RD, ONEIDA, KY 40972-6357
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 29, 2022Warranty Deed, Transfer · VA Mortgage
NAVY FCU
Dec 03, 2020Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 29, 2022 · Amount on Record
Deed SaleMar 29, 2022 · Amount on Record
Prior SaleDec 03, 2020
Deed Document Number0000338243
Deed Book / Page338 / 243
Record UpdatedJun 08, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY KY
Recording DateMar 29, 2022
Property Address421 WREN BRANCH RD, ONEIDA, KY 40972-6357
Document Number000338/243
Book / Page338 / 243
Instrument DateMar 25, 2022
Instrument315470
Transaction TypeTransfer
Record UpdatedMar 07, 2023
Title CompanyKENTUCKY LAND TITLE, KENTUCKY MTN LAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$130.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 271, ONEIDA, KY 40972-0271

Transferred To (Grantee/Buyer)

NameVerified Name
Address11214 KODIAK WREN RD, WEEKI WACHEE, FL 34614-3101

Mortgage

Document Number0000315471
DateMar 29, 2022
Instrument315471
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

December 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCLAY KY
Recording DateDec 03, 2020
Property Address421 WREN BRANCH RD, ONEIDA, KY 40972-6357
Document Number000332/602
Book / Page332 / 602
Instrument DateOct 12, 2020
Instrument312006
Transaction TypeTransfer
Record UpdatedMar 07, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 WREN BRANCH RD, ONEIDA, KY 40972-6357

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$965.00 (-3.21%) Homeowner's exemption$130,000 (-)$130,000 (-)
2023$997.00 Homeowner's exemption$130,000$130,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 28, 2007 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2021–2022)
Most Recent ClaimJul 2022 · Severe Storms, Flooding, Landslides, And Mudslides

Wildfire

Wildfire RiskHigh
above 77% of the US · above 89% of Kentucky
Wildfire Likelihood0.6% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Uniti Group
DSL		100 / 3

Based on FCC filings for 8 locations within half a mile of this property.

Cell Coverage

No cell data coverage reported

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemMANCHESTER WATER WORKS
serves 11,349 people
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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