Harford County property record for 421 Winterberry Dr, Edgewood, MD 21040
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,789 sqft · built 1983 |
| Lot Size | 0.164 acres (7,158 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $115,000 (Dec 2014) |
| Tax Bill | $2,633 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Oct 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-021524 |
| Primary APN | 01-021524 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,789 sqft Total Area |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Siding |
| Lot Area | 7,158 sqft (0.164 acres) |
| Lot Dimensions | 139 ft deep x 46 ft wide |
| Porch | Slab |
| Porch Area | 84 sqft |
| Deck Area | 400 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 021524 |
|---|---|
| Street Address | 421 WINTERBERRY DR |
| City | EDGEWOOD |
| State | MD |
| Zip | 21040-3547 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LOT 27 33/70X139 AVG 421 WINTERBERRY DRIVE WILLOUGHBY WOODS P25/26 |
| Legal Subdivision | WILLOUGHBY WOODS |
| Legal Lot Number | 27 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 301602 |
421 Winterberry Dr is owned and occupied by two individuals who acquired it in August 2025.
Source: Harford County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 421 WINTERBERRY DR, EDGEWOOD, MD 21040-3547 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 8, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY HOME MORTGAGE |
| Oct 27, 2025 | Deed of Trust, Mortgage · FHA Mortgage NATIONS MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 2014 · Amount on File |
| Deed Sale | Dec 1, 2014 · Amount on File |
| Prior Sale | May 13, 2010 · Amount on File |
| Deed Book / Page | 11005 / 415 |
| Last Transfer Date | Aug 13, 2025 |
| Transfer Doc | 0167830005 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Apr 8, 2026 |
| Property Address | 421 WINTERBERRY DR, EDGEWOOD, MD 21040-3547 |
| Document Number | 0170740001 |
| Book / Page | 17074 / 1 |
| Instrument Date | Mar 26, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | PROSPERITY HOME MORTGAGE LLC |
| Name | Verified Name |
|---|---|
| Address | 421 WINTERBERRY DR, EDGEWOOD, MD 21040-3547 |
| Document Number | 1707000001, |
|---|---|
| Date | Apr 8, 2026 |
| Book Page | 17074/1 |
| Name | PROSPERITY HOME MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 421 WINTERBERRY DR, EDGEWOOD, MD 21040-3547 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2025 |
| Title Company | UNKNOWN, LENDERS FIRST TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 421 WINTERBERRY DR, EDGEWOOD, MD 21040-3547 |
| Document Number | 0168630213 |
|---|---|
| Date | Oct 27, 2025 |
| Book Page | 16863/213 |
| Name | NATIONS MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48084 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 238 Months |
| Due | Aug 1, 2045 |
The 2026 property tax bill for 421 Winterberry Dr was $2,633, up 15% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,633.00 (+14.98%) | $241,600 (+6.95%) Land $50,200 Building $191,400 | $241,600 (-) Land $50,200 Building $191,400 |
| 2025 | $2,290.00 | $225,900 | $241,600 Land $50,200 Building $191,400 |
| 2023 | $194,500 Land $50,200 Building $144,300 | $194,500 Land $50,200 Building $144,300 | |
| 2022 | $2,045.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 421 Winterberry Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 8 (2003–2017) |
| Claims Outside the SFHA | 3 of 8 |
| Most Recent Claim | Aug 2017 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 421 Winterberry Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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