421 Winter St, Elmore, OH 43416 Property Records

Ottawa County property record for 421 Winter St, Elmore, OH 43416

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,863 sqft · built 1969
Lot Size	0.439 acres (19,140 sqft)
Owner	Individual Name on Record
Last Sale	$158,000 (Jun 2020)
Tax Bill	$3,159 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`031287-1`

Property Details

APN / Parcel Number

Primary APN	`031287-1`
Alternative APN	`019-02723-03412-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,863 sqft Living Area
1st Floor Area	999 sqft
Upper Floors Area	864 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Wood
Foundation Type	Raised
Lot Area	19,140 sqft (0.439 acres)
Lot Dimensions	220 ft deep x 87 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	90 sqft
Deck Area	56 sqft
Patio Area	248 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	031287-1
Street Address	421 WINTER ST
City	ELMORE
State	OH
Zip	43416-9548
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 S PT VANTINE
Legal Subdivision	VANTINES ADDITION
Legal Lot Number	2
Jurisdiction	OTTAWA OH
Township / Civil Division	HARRIS
Census Block Group	5
Census Block	5009
Census Tract	50900

Owner

Source: Ottawa County records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	421 WINTER ST, 15114, ELMORE, OH 43416-9548
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2020 · Amount on Record
Deed Sale	Jun 29, 2020 · Amount on Record
Prior Sale	Dec 30, 2013 · Amount on Record
Deed Document Number	2020295940
Deed Book / Page	1778 / 64
Record Updated	Oct 29, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OH
Recording Date	Jun 29, 2020
Property Address	421 WINTER ST, ELMORE, OH 43416-9548
Document Number	0000295940
Book / Page	1778 / 64
Instrument Date	Jun 22, 2020
Instrument	202000295940
Transaction Type	Transfer
Record Updated	May 5, 2022
Title Company	LIBERTY TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 WINTER ST, ELMORE, OH 43416-9548

Mortgage

Document Number	0000177865
Date	Jun 29, 2020
Instrument	1778/65

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ottawa County
County Subdivision	Harris Township
Municipality	Elmore Village
Unified School District	Woodmore Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,159.00 (+0.16%)	$59,469 (-) Land $13,293 Building $46,176
2024	$3,154.00 (-2.23%) Homeowner's exemption	$59,469 (+11.94%) Land $13,293 Building $46,176	$169,910 (+11.94%) Land $37,980 Building $131,930
2023	$3,226.00 (+6.22%) Homeowner's exemption	$53,124 (-) Land $9,846 Building $43,278
2022	$3,037.00 Homeowner's exemption	$53,124 Land $9,846 Building $43,278
2021			$151,780 Land $28,130 Building $123,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELMORE VILLAGE serves 1,421 people · EPA ID OH6200712
Water Source	Purchased surface water from OTTAWA COUNTY REGIONAL WATER DISTRICT
Last State Inspection	May 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Amplex Wireless Fiber · Fixed Wireless · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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