421 Winter Bluff Dr, Fenton, MO 63026 Property Records

Jefferson County property record for 421 Winter Bluff Dr, Fenton, MO 63026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,254 sqft · built 2001
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$312,500 (Nov 2020)
Tax Bill	$3,817 (2025)
Deeds & Mortgages	Aug 2021 Sale Aug 2021 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`021.002.01001337`

Property Details

APN / Parcel Number

Primary APN	`021.002.01001337`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,254 sqft Living Area
Gross Area	1,354 sqft
Basement Area	300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Bi-Level
Construction Type	Frame
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	100 sqft
Porch	Open Frame Porch
Porch Area	90 sqft
Patio Area	484 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	421 WINTER BLUFF DR
City	FENTON
State	MO
Zip	63026-6577
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R07
Legal Description	WINTER BLUFF ESTS 1 REVISION LOT 41B
Legal Range	5E
Legal Township	43N
Legal Section	02
Legal Subdivision	WINTER BLUFF ESTS 1 REVISION
Legal Block	1
Legal Lot Number	41B
Jurisdiction	JEFFERSON MO
Township / Civil Division	ROCK
Census Block Group	1
Census Block	1009
Census Tract	700212

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	421 WINTER BLUFF DR, FENTON, MO 63026-6577
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2021	Beneficiary Deed, Transfer
Aug 2, 2021	Beneficiary Deed, Transfer
Nov 5, 2020	Warranty Deed, Transfer MIDWEST BANKCENTRE
Dec 20, 2017	Deed of Trust, Mortgage CLIF W JR WILKERSON
Nov 16, 2017	Deed of Trust, Mortgage · Line of Credit WEST CMNTY CU
Oct 24, 2017	Quit Claim Deed, Mortgage F&B ACQUISITION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2020 · Amount on Record
Deed Sale	Nov 5, 2020 · Amount on Record
Prior Sale	Oct 24, 2017 · Amount on Record
Deed Document Number	202042174
Last Transfer Date	Aug 2, 2021
Transfer Doc	0000036384
Record Updated	Oct 29, 2026

August 2021: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	JEFFERSON MO
Recording Date	Aug 19, 2021
Property Address	421 WINTER BLUFF DR, FENTON, MO 63026-6577
Document Number	0000036384
Map Reference	MB 183 PG 28
Instrument Date	Aug 2, 2021
Instrument	2021R-036384
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	421 WINTER BLUFF DR, FENTON, MO 63026-6577

August 2021: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	JEFFERSON MO
Recording Date	Aug 2, 2021
Property Address	421 WINTER BLUFF DR, FENTON, MO 63026-6577
Document Number	0000033468
Map Reference	MB 183 PG 28
Instrument Date	Feb 2, 2021
Instrument	2021R-033468
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	421 WINTER BLUFF DR, FENTON, MO 63026-6577

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Nov 5, 2020
Property Address	421 WINTER BLUFF DR, FENTON, MO 63026-6577
Document Number	0000042174
Instrument Date	Oct 30, 2020
Instrument	42174
Transaction Type	Transfer
Record Updated	Jan 7, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 WINTER BLUFF DR FENTON MO 630266577, FENTON, MO 63026-6577

Mortgage

Document Number	42175
Date	Nov 5, 2020
Instrument	42175

Lender

Name	MIDWEST BANKCENTRE
Type	Bank
Address	SAINT LOUIS, MO 63125

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 4, 2050

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	421 WINTER BLUFF DR, FENTON, MO 63026-6577
Document Number	0000040604
Instrument Date	Dec 20, 2017
Transaction Type	Mortgage
Record Updated	Jan 5, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	421 WINTER BLUFF DR FENTON MO 630266577, FENTON, MO 63026-6577

Mortgage

Document Number	0000040604
Date	Dec 27, 2017
Instrument	40604

Lender

Name	CLIF W JR WILKERSON
Address	4806 CROSSWOOD DR, ST LOUIS, MO 63129-7127

Agreement

Amount	Amount Recorded

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	421 WINTER BLUFF DR, FENTON, MO 63026-6577
Document Number	0000000472
Instrument Date	Nov 16, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	CONTINENTAL TITLE HOLDING COMPANY, CONTINENTAL TITLE HOLDING CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	421 WINTER BLUFF DR FENTON MO 630266577, FENTON, MO 63026-6577

Mortgage

Document Number	0000000472
Date	Jan 4, 2018
Instrument	472

Lender

Name	WEST CMNTY CU
Type	Credit Union
Address	O FALLON, MO 63368

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 3, 2038

Interest

Rate Type	Adjustable Rate

October 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON MO
Recording Date	Oct 24, 2017
Property Address	421 WINTER BLUFF DR, FENTON, MO 63026-6577
Document Number	0000033633
Instrument Date	Oct 18, 2017
Instrument	33633
Transaction Type	Mortgage
Record Updated	Nov 14, 2017
Title Company	CONTINENTAL TITLE HOLDING COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	421 WINTER BLUFF DR FENTON MO 630266577, FENTON, MO 63026-6577

Mortgage

Document Number	33634
Date	Oct 24, 2017
Instrument	33634

Lender

Name	F&B ACQUISITION
Address	SAINT LOUIS, MO 63131

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 23, 2047

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$53,900 (-) Land $11,700 Building $42,200	$283,600 (-) Land $61,600 Building $222,000
2025	$3,817.00 (+9.68%)	$53,900 (+12.29%) Land $11,700 Building $42,200	$283,600 (-) Land $61,600 Building $222,000
2024	$3,480.00 (-1.22%)		$283,600 (+12.18%) Land $61,600 Building $222,000
2023	$3,523.00 (+5.76%)	$48,000 (+5.73%) Land $9,600 Building $38,400	$252,800 (+5.77%) Land $50,600 Building $202,200
2022	$3,331.00	$45,400 Land $7,000 Building $38,400
2021			$239,000 Land $36,800 Building $202,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2000–2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 3 serves 17,000 people · EPA ID MO6024294
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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