421 Windward Rd, Villas, NJ 08251 Property Records

Cape May County and Lower Township property record for 421 Windward Rd, Villas, NJ 08251

Property Summary

Property Type	Single Family Home
Details	1,728 sqft · built 1980
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on File
Last Sale	$295,000 (Oct 2008)
Tax Bill	$6,960 (2024)
Deeds & Mortgages	Jul 2020 Mortgage Mar 2017 Mortgage
APN	`05-00512-19-00005`

Property Details

APN / Parcel Number

Primary APN	`05-00512-19-00005`
Alternative APN	`0500512001900005`

Interior

Stories	1 Story
Building Area	1,728 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	421 WINDWARD RD
City	VILLAS
State	NJ
Zip	08251-1070
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	OB512-Q1L5
Legal Subdivision	CAPE MAY BEACH MAP 05
Legal Block	512
Legal Lot Number	5
Jurisdiction	CAPE MAY NJ
Township / Civil Division	LOWER
Census Block Group	4
Census Block	4016
Census Tract	21804

Owner

421 Windward Rd is owned and occupied by two individuals who bought it in October 2008.

Source: Cape May County and Lower Township records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	421 WINDWARD RD, VILLAS, NJ 08251-1070
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2020	Deed of Trust, Mortgage · Conventional with PMI CARRINGTON MTG SVCS
Mar 4, 2017	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MTG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2008 · Amount on File
Deed Sale	Oct 7, 2008 · Amount on File
Prior Sale	Mar 2, 2001 · Amount on File
Deed Document Number	2008363
Deed Book / Page	3356 / 874
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	421 WINDWARD RD, VILLAS, NJ 08251-1070
Document Number	0062160279
Instrument Date	Jul 8, 2020
Transaction Type	Mortgage
Record Updated	Sep 7, 2020
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	421 WINDWARD RD VILLAS NJ 082511070, VILLAS, NJ 08251-1070

Mortgage

Document Number	0062160279
Date	Jul 28, 2020
Book Page	006216/000279
Instrument	22998

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Jul 27, 2035

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	421 WINDWARD RD, VILLAS, NJ 08251-1070
Document Number	0058510260
Book / Page	005851 / 000260
Instrument Date	Mar 4, 2017
Transaction Type	Mortgage
Record Updated	Sep 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	421 WINDWARD RD VILLAS NJ 082511070, VILLAS, NJ 08251-1070

Mortgage

Document Number	0058510260
Date	Mar 27, 2017
Book Page	005851/000260
Instrument	8507

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHELM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	276 Months
Due	Mar 26, 2040

Tax Assessment & Valuation

Source: Cape May County and Lower Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
County Subdivision	Lower Township
Secondary School District	Lower Cape May Regional School District (07 - 12)
Elementary School District	Lower Township School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$343,200 (-) Land $115,000 Building $228,200	$343,200 (-) Land $115,000 Building $228,200
2025		$343,200 Land $115,000 Building $228,200	$343,200 Land $115,000 Building $228,200
2024	$6,960.00
2023		$343,200 Land $115,000 Building $228,200	$343,200 Land $115,000 Building $228,200
2022	$6,651.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 421 Windward Rd; there have been 5 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	5 (1992–2018)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Nov 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 421 Windward Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWER TWP MUA serves 12,416 people · EPA ID NJ0505002
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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